FHA VS Conventional loan programs in 2025 for Somerton, Yuma County, Arizona

In 2025, Convetional loan limit in Somerton, county of Yuma, AZ is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AZ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Somerton, county of Yuma, AZ

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 85350

Conventional and FHA loan options in Somerton, AZ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • FRS Funding
  • 31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Prodigious Capital Group Inc
  • 31600 Railroad Canyon, Suite E, Canyon Lake, CA, 92587
  • At Prodigious Capital Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Mortgage Power, Inc.
  • 6424 West Misty Willow Lane, Glendale, AZ, 85310
  • A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price
  • Copper State Credit Union
  • 15458 N. 28th Avenue, Phoenix, AZ, 85053
  • Copper State Credit Union was formed in 2020 as the result of a merger of two equally-sized credit unions, Canyon State Credit Union and Deer Valley Credit Union. our goal to strengthen Arizona families through financial empowerment, it made sense that our name included an element like copper.
  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.
  • Jamison Rich Mortgage Corporation
  • 2432 West Peoria Ave, Suite 1073, Phoenix, AZ, 85029
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.
  • Paragon Mortgage Corporation
  • 1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014
  • Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.
  • Phoenix Mortgage Brokers LLC
  • 5227 North 7th Street, Phoenix, AZ, 85014
  • At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
  • Cobalt Mortgage LLC
  • 1434 E San Miguel Ave, Phoenix, AZ, 85014
  • Our team has a combined 50+ years experience in the mortgage industry. Our team is committed to making your lending experience a smooth & informed process. My niche for the past 18 years as a loan professional is figuring out how my client's specific needs fit with lender guidelines so that we can efficiently close your purchase
  • Desert Financial Credit Union
  • 148 North 48th Street, Phoenix, AZ, 85034
  • "At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep Federally insured by the NCUA. Equal Housing Opportunity."
  • NEXA Mortgage, LLC.
  • 3100 West Ray Rd. Ste. 201, Chandler, AZ, 85226
  • Welcome to the Wholesale Mortgage Team! At Wholesale Mortgage Team, we believe that securing the right mortgage should be a straightforward and stress-free experience. Sponsored by NEXA Mortgage, our team is committed to providing exceptional service while delivering the best mortgage solutions to fit your unique needs.