In 2026, the Conventional loan cap in Somerton, within Yuma county, AZ, is $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Using the Lendersa® Conventional loan calculator, you can compare the best rates available today among Conventional, FHA, and USDA loans, determining the needed income, credit, reserves, and documentation for eligibility. With our advanced tool, view Conforming Conventional loans alongside USDA, FHA, and VA, aiding in deciding which program in AZ is best suited to your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to these zip codes: 85350
The aim of Lendersa® is to efficiently connect you with the best available Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to get matched with suitable lenders and loan solutions.
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