Explore the differences! FHA VS Conventional loan programs in San-Luis, Yuma County, Arizona

In 2026, the limit for Conventional loans in San-Luis, in the county of Yuma, AZ, is $647,200. Meanwhile, the FHA cap for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to examine today's leading rates for Conventional, FHA, and USDA loans, and identify the necessary income, creditworthiness, reserves, and required documentation for eligibility. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you determine the best fit for your financial situation in AZ.

Examine loan offers from over 100 lenders

Loan Limits and Down Payment Specifications for 2026 in San-Luis, Yuma, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table's details apply to zip codes: 85350

Available Conventional and FHA Loan Choices in San-Luis, AZ

The mission of Lendersa® is to secure the ideal Conventional, USDA, or FHA loan for you swiftly and without complications. Begin with one of three initial paths that will connect you with compatible lenders and loan options.

Outcomes from Lendersa USDA loan requests and matching


San-Luis Lenders

  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.

  • SonAriz Financial
  • 148 W 32nd Street, Yuma, AZ, 85364
  • Lends in Arizona
  • SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.

    In order to better serve our customers

  • AEA Federal Credit Union
  • 1780 S. 1st Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.

  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Lends in Arizona
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.