Explore the differences! FHA VS Conventional loan programs in Richmond, Contra Costa County, California
In the year 2026, the limit for conventional loans in Richmond, which lies in the county of Contra Costa, CA, is $1,089,300. Meanwhile, the FHA threshold for a single-family home is $1,089,300.
Lendersa® provides a Conventional loan calculator to assess and compare the best current rates between Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents for qualification through our advanced mortgage calculator, which allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side. This will assist you in deciding the most suitable program for your particular financial needs in CA.
Loan Limits and Down Payment Requirements for 2026 in Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table pertains to the following zip codes: 94530, 94850, 94801, 94803, 94804, 94805, 94806, 94802, 94807, 94808
Options for Conventional and FHA Loans in Richmond, CA
The aim at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting paths to connect with suitable loan programs and matching lenders.
505 Montgomery St, Suite 1275, San Francisco, CA, 94111
Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated
555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.
101 California Street, Suite 2710, San Francisco, CA, 94111
At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.
We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex
Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
131 Steuart Street, Suite 520, San Francisco, CA, 94105
We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
221 Main Street, Suite 300, San Francisco, CA, 94105
Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
333 1st Street, Unit N1505, San Francisco, CA, 94105
CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate
