FHA VS Conventional loan in Richmond, Contra Costa County, California
In the year 2025, the limit for conventional loans in Richmond, which lies in the county of Contra Costa, CA, is $1,089,300. Meanwhile, the FHA threshold for a single-family home is $1,089,300.
Lendersa® provides a Conventional loan calculator to assess and compare the best current rates between Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents for qualification through our advanced mortgage calculator, which allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side. This will assist you in deciding the most suitable program for your particular financial needs in CA.
Loan Limits and Down Payment Requirements for 2025 in Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table pertains to the following zip codes: 94530, 94850, 94801, 94803, 94804, 94805, 94806, 94802, 94807, 94808
Options for Conventional and FHA Loans in Richmond, CA
The aim at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting paths to connect with suitable loan programs and matching lenders.
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