FHA VS Conventional loan programs in 2025 for Richmond, Contra Costa County, California
In the year 2025, the limit for conventional loans in Richmond, which lies in the county of Contra Costa, CA, is $1,089,300. Meanwhile, the FHA threshold for a single-family home is $1,089,300.
Lendersa® provides a Conventional loan calculator to assess and compare the best current rates between Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents for qualification through our advanced mortgage calculator, which allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side. This will assist you in deciding the most suitable program for your particular financial needs in CA.
Loan Limits and Down Payment Requirements for 2025 in Richmond, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table pertains to the following zip codes: 94530, 94850, 94801, 94803, 94804, 94805, 94806, 94802, 94807, 94808
Options for Conventional and FHA Loans in Richmond, CA
The aim at Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting paths to connect with suitable loan programs and matching lenders.
Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.
Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
1403 Foothill Boulevard, Suite E, La Verne, CA, 91750
GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.
We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
Del Financial, Inc, a Southern California based mortgage corporation, was founded in 1981 and incorporated in 1996. We have over 30 years of professional mortgage experience; our management team, associates, and staff have flourished through every type of market fluctuation and have continually delivered great service
We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
