FHA VS Conventional loan programs in El-Cerrito, Contra Costa County, California
In the year 2026, the county of Contra Costa in El-Cerrito, CA, has a set limit for Conventional loans, which is $970,800, while the FHA loan limit is established at $970,800 for single-family residences.
Leverage the Lendersa® Conventional loan calculator to assess today’s rates across Conventional, FHA, and USDA loans. This tool outlines income, credit, reserves, and documentation requirements for qualification. By viewing Conforming Conventional loans alongside USDA, FHA, and VA options, you can make the best choice for your specific financial needs in CA.
Loan limits and down payment guidelines for 2026 in El-Cerrito, Contra Costa, CA
Loan Type
Maximum Loan
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: These figures apply to zip codes: 94530
Exploring loan options: Conventional and FHA in El-Cerrito, CA
At Lendersa®, our mission is to provide you with optimal Conventional, USDA, or FHA loans quickly and with ease. Start from one of the three options below to receive matched lenders and programs.
Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.
Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.
At Cooperative Center FCU being part of the cooperative movement is, quite literally, baked into our DNA. As a Certified Minority Depository and Community Development Financial Institution our mission is to serve the underserved and unbanked/underbanked in the communities, Alameda and West Contra Costa Counties, our field of membership work or live
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.
"Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans.
Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.
Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
