FHA VS Conventional loan programs in El-Cerrito, Contra Costa County, California
In the year 2025, the county of Contra Costa in El-Cerrito, CA, has a set limit for Conventional loans, which is $970,800, while the FHA loan limit is established at $970,800 for single-family residences.
Leverage the Lendersa® Conventional loan calculator to assess today’s rates across Conventional, FHA, and USDA loans. This tool outlines income, credit, reserves, and documentation requirements for qualification. By viewing Conforming Conventional loans alongside USDA, FHA, and VA options, you can make the best choice for your specific financial needs in CA.
Loan limits and down payment guidelines for 2025 in El-Cerrito, Contra Costa, CA
Loan Type
Maximum Loan
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: These figures apply to zip codes: 94530
Exploring loan options: Conventional and FHA in El-Cerrito, CA
At Lendersa®, our mission is to provide you with optimal Conventional, USDA, or FHA loans quickly and with ease. Start from one of the three options below to receive matched lenders and programs.
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Our mission at Columbine Mortgage is to help guide our clients and business partners through the mortgage lending process — consistently providing insightful advice and maintaining the highest standards of professional service to build enduring relationships and Our approach to the mortgage business is informed by years of experience.
The PB Funding Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
Lockstep, our team of Mortgage Brokers are creative experts ready to help you navigate the mortgage process smoothly. With all the worries that come with buying or refinancing a home, we have the experience, knowledge, and flexibility to get you to the finish line without any road bumps
At BestRates Mortgage, where we specialize in residential mortgages. At BestRates Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
North Metro Mortgage Inc is a small mortgage broker focusing on their home town areas of Northglenn, Thornton, Westminster and Broomfield. Our experts specialize in loan programs for the North Denver Suburbs. Our team has over 50 years combined experience to guide you through the entire process.
Colorado's Best Mortgage Broker, The Best Loan Officer! If you need money for a real estate transaction, we can find it for you. As your expert mortgage broker, your best interest is always on my mind. I like to keep my clients for life. The only way to do that is to offer exceptional service plus knowing that I am your trusted advisor
