Explore the differences! FHA VS Conventional loan programs in El-Cerrito, Contra Costa County, California

In the year 2025, the county of Contra Costa in El-Cerrito, CA, has a set limit for Conventional loans, which is $970,800, while the FHA loan limit is established at $970,800 for single-family residences.

Leverage the Lendersa® Conventional loan calculator to assess today’s rates across Conventional, FHA, and USDA loans. This tool outlines income, credit, reserves, and documentation requirements for qualification. By viewing Conforming Conventional loans alongside USDA, FHA, and VA options, you can make the best choice for your specific financial needs in CA.

Get loan offers from over 100 lenders

Loan limits and down payment guidelines for 2025 in El-Cerrito, Contra Costa, CA

Loan Type Maximum Loan Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Note: These figures apply to zip codes: 94530

Exploring loan options: Conventional and FHA in El-Cerrito, CA

At Lendersa®, our mission is to provide you with optimal Conventional, USDA, or FHA loans quickly and with ease. Start from one of the three options below to receive matched lenders and programs.

Lendersa USDA loan request and matching results illustration


  • First Financial Credit Union
  • 2942 W Peterson Avenue, Chicago, IL, 60659
  • First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
  • Lakeside Mortgage
  • 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
  • At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area. We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
  • Continuum Capital Funding
  • 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
  • Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
  • The First National Bank of Jeanerette
  • 1331 Main Street, Jeanerette, LA, 70544
  • The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness. Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
  • SIC Funds
  • 2418 W. Marquette Rd. 1st Floor, Chicago, IL, 60629
  • In September of 2018 Secure Investor Capital, Inc. (SIC Funds) became a nationwide direct lender for 1-4 unit non-owner rehab fix & flip business loans. SIC founded in 2010 in Elmhurst Illinois has also became a lender in the great states of Illinois, Florida and Michigan (Nationwide) for small balance commercial bridge loans.
  • Devon Bank
  • 6445 North Western Ave, Chicago, IL, 60645
  • full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.
  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Greenfield Banking Company
  • 112 N. Front Street, Greenfield, TN, 38230
  • Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.