FHA VS Conventional loan programs in 2026 for Auburn, Placer County, California

In 2026, the conventional loan limit for Auburn, belonging to Placer county in CA, stands at $763,600, whereas the FHA limit for a single-family home is $763,600.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates between Conventional, FHA, and USDA loans. This tool highlights the income, credit, reserves, and paperwork required to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA options side by side, aiding your decision on which program in CA aligns best with your financial situation.

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2026 Loan Limits and Down Payment Requirements in Auburn, Placer, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This table applies to zip codes: 95603

Exploring Conventional and FHA Loan Options in Auburn, CA

The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Begin by selecting one of three entry points that lead to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


Auburn Lenders

  • MLS Reverse Mortgage
  • 215 Maple St, Auburn, CA, 95603
  • Lends in California
  • we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis.

  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
  • Lends in California
  • Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.

  • Key Home Loans
  • 985 Lincoln Way, Suite 206, Auburn, CA, 95603
  • Lends in California
  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Lends in California
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other

  • Centurion Mortgage
  • 1223 High Street, Suite C2, Auburn, CA, 95603
  • Lends in California
  • "We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams.

    We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances,"

  • Imperial Mortgage & Real Estate Services
  • 4455 Gambah Drive, Auburn, CA, 95602
  • Lends in California
  • Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.

  • Sierra Foothill Mortgage
  • 3257 Professional Dr, Suite A, Auburn, CA, 95602
  • Lends in California
  • Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan

  • Members Tech Mortgage Inc
  • 5833 Horseshoe Bar Rd, Loomis, CA, 95650
  • Lends in California
  • Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Full Force Funding LLC
  • 4759 Sweeney Circle, Rocklin, CA, 95677
  • Lends in California
  • Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.

  • Revive Mortgage, Inc.
  • 4230 Rocklin Road, Suite 200, Rocklin, CA, 95677
  • Lends in California
  • Revive Mortgage and has extensive knowledge in the Mortgage and Financing business. With a Bachelors Degree in Finance and personal hands on experience in Real Estate, Real Estate Investing and Mortgages he is able to help his clients navigate through the entire process seamlessly and effortlessly.