FHA VS Conventional loan programs in 2026 for Loomis, Placer County, California

In 2026, in Loomis located in the county of Placer, CA, the limit for a conventional loan is $763,600, whereas the FHA limit stands at $763,600 for a single-family residence.

To compare today's best rates for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Assess necessary income, credit, reserves, and document requirements for qualifying. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial scenario in CA.

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2026 Loan Limits & Downpayment Requirements in Loomis, Placer, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

The comparison table is relevant for zip codes: 95650

Available Conventional and FHA Loan Choices in Loomis, CA

Lendersa® strives to provide a hassle-free experience in obtaining the best Conventional, USDA, or FHA loans. Choose one of three starting steps that align you with the appropriate loan programs and lenders.

Lendersa USDA loan request and matching results


  • Open Mortgage
  • 9708 Candleridge Cir, Johnston, IA, 50131
  • Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life

  • Barton Springs Financial
  • 801 Madison Ave, New Braunfels, TX, 78130
  • We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.

  • Bluebonnet Mortgage LLC
  • 438 South Water Lane, New Braunfels, TX, 78130
  • Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • LCRA Credit Union
  • 3505 Montopolis Drive, Austin, TX, 78744
  • Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.

  • The Corner Stone Bank
  • 117 North Main, South West City, MO, 64863
  • The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.

  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.

  • GEO Mortgage
  • 9901 McPherson Rd, Suite 101, Laredo, TX, 78045
  • GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.

  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.

  • HALO Capital
  • 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
  • Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.

  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions