In 2026, the conventional loan limit in Big-Bear-City, within San Bernardino county, CA, is $647,200. In contrast, the FHA limit for a single-family home is $562,350.
Use the Lendersa® Conventional Loan Calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify with our advanced mortgage calculator, showing Conforming Conventional loans, USDA, FHA, and VA side by side. Decide which program is best for your financial situation in CA.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $381,800 | 0% |
| FHA | $562,350 | 3.5% |
This table applies to these zip codes: 92314, 92386
The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Start with one of three paths to find matching lenders and relevant loan programs.
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