FHA VS Conventional loan programs in Big-Bear-Lake, San Bernardino County, California

In 2025, Convetional loan limit in Big-Bear-Lake, county of San Bernardino, CA is $647,200 while FHA limit is $562,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Big-Bear-Lake, county of San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The comparison table applies to zip codes: 92315

Conventional and FHA loan options in Big-Bear-Lake, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Union Home Loan
  • 23586 Calabasas Road, Suite 203, Calabasas, CA, 91302
  • Union Home Loan arranges hard money loans for commercial, land, mixed use, residential, apartments, industrial, casinos, hotels, property Investment and unusual properties. Our funding time takes an average of two weeks. We are a direct lender as well as private money brokers in CA. Complicated lending is our specialty.
  • Marquee Funding Group
  • 24025 PARK SORRENTO, SUITE 150, Calabasas, CA, 91302
  • Marquee Funding Group offers investors an alternative and secured real estate investment. These investments are in the form of a Promissory Note secured by a Deed of Trust (Trust Deeds) and collateralized, secured, and insured on all types of property throughout California and Colorado
  • California Private Lenders
  • 23945 Calabasas Road Suite 209, Calabasas, CA, 91302
  • California Private Lenders is an equity-based lender for all types of properties. We work with Investors, Rehabbers, Corporations, Estates, and Sub Prime Borrowers and Our excellent reputation as a Hard Money/Private Money Lender has been built on our ability to provide fast financing solutions for borrowers
  • Home Bank of California
  • 4493 Ruffin Road, San Diego, CA, 92123
  • Freedom Banking from Home Bank of California has been proven to be the best option for individuals, couples and businesses who want a hassle-free experience when it comes time to managing their finances. Access and manage your money from anywhere with web banking, mobile banking apps, nationwide ATM network, and Remote Relationship Managers availab
  • Wheelhouse Credit Union - Downtown San Diego
  • 9212 Balboa Ave, San Diego, CA, 92123
  • Founded in 1934 as San Diego Metropolitan Credit Union to serve City employees, & re-established in 2018 as Wheelhouse Credit Union to serve all of San Diego, we have deep roots in the community & are committed to helping our Members & our beautiful City thrive. We help San Diegans achieve their financial goals through high-yield deposit accounts.
  • The Platinum Mortgage Group
  • 5402 Ruffin Rd, San Diego, CA, 92123
  • Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.
  • California Coast Credit Union
  • 9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
  • California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.
  • MyPoint Credit Union El Cajon
  • 9420 Farnham Street, San Diego, CA, 92123
  • We're proud to be a part of San Diego, full of one-of-a-kind communities and diverse and passionate doers. At MyPoint Credit Union, we want to help these doers - individuals, families, local businesses and everyone in-between - do more of the things they love in the city they call home.
  • World Wide Credit Corporation
  • 9089 Clairemont Mesa Boulevard, Suite 307, San Diego, CA, 92123
  • World Wide Credit Corporation ("WWCC") is committed to responsible lending, offering the right product to the right client, and forging strategic business relationships for the betterment of our customers and employees. Our longevity in the community is a testament to our business platform and ability to adapt as the marketplace ebbs and flows.
  • Exceptional Mortgage
  • 3944 Murphy Canyon Road, Suite 201, San Diego, CA, 92123
  • Exceptional Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.