FHA VS Conventional loan in Big-Bear-Lake, San Bernardino County, California

In 2026, the limit for a Conventional loan in Big-Bear-Lake, located in the county of San Bernardino, CA, amounts to $647,200, whereas for a single-family home, the FHA limit is set at $562,350.

Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, compared to USDA loans. It lets you assess required income, credit, reserves, and documentation for qualification. With our premier mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, facilitating a decision on the most suitable program in CA for your particular financial circumstances.

Review loan offers from 100 lenders

2026 loan limits and down payment requirements in Big-Bear-Lake, situated in San Bernardino county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This table applies to the following zip codes: 92315

Available Conventional and FHA loan possibilities in Big-Bear-Lake, CA

The aim of Lendersa® is to help you secure an optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of the three options offered, which will match you with suitable lenders and loan products.

Lendersa USDA loan request and matching results


  • Mortgage Makers USA, Inc.
  • 433 Plaza Real, Suite 275, Boca Raton, FL, 33432
  • Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.

  • Choice Mortgage
  • 40 SE 5th Street Suite 502, Boca Raton, FL, 33432
  • Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.

  • Loan Genius
  • 601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
  • Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.

  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.

  • IGC 10 Capital
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  • Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow!
    Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr

  • US Lending Services
  • 342 SE 10th Street, Deerfield Beach, FL, 33441
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Tower home Loans
  • 1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
  • TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.

  • University Credit Union-Miami
  • 13241 SW 136th Street, Miami, FL, 33186
  • University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.

  • Baptist Health South Florida Federal Credit Union
  • 13200 SW 128th Street, Suite C1, Miami, FL, 33186
  • We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.

  • Dade Mortgage Solutions LLC
  • 13590 Southwest 134th Avenue, Suite 208, Miami, FL, 33186
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.