FHA VS Conventional loan programs in Big-Bear-Lake, San Bernardino County, California
In 2025, the limit for a Conventional loan in Big-Bear-Lake, located in the county of San Bernardino, CA, amounts to $647,200, whereas for a single-family home, the FHA limit is set at $562,350.
Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, compared to USDA loans. It lets you assess required income, credit, reserves, and documentation for qualification. With our premier mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, facilitating a decision on the most suitable program in CA for your particular financial circumstances.
2025 loan limits and down payment requirements in Big-Bear-Lake, situated in San Bernardino county, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
This table applies to the following zip codes: 92315
Available Conventional and FHA loan possibilities in Big-Bear-Lake, CA
The aim of Lendersa® is to help you secure an optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of the three options offered, which will match you with suitable lenders and loan products.
MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.
2490 Walton Boulevard, Suite 101, Rochester, MI, 48309
Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.
Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
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HMS is a full service mortgage company operating in Ohio and Florida. At HMS, our approach with every customer is to provide white glove service. Our customers are given the highest level of care, consideration, and attention to detail; while receiving the best interest rate and best loan approval for each particular situation.
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