FHA VS Conventional loan programs in 2025 for Big-Bear-Lake, San Bernardino County, California
In 2025, the limit for a Conventional loan in Big-Bear-Lake, located in the county of San Bernardino, CA, amounts to $647,200, whereas for a single-family home, the FHA limit is set at $562,350.
Leverage the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, compared to USDA loans. It lets you assess required income, credit, reserves, and documentation for qualification. With our premier mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, facilitating a decision on the most suitable program in CA for your particular financial circumstances.
2025 loan limits and down payment requirements in Big-Bear-Lake, situated in San Bernardino county, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
This table applies to the following zip codes: 92315
Available Conventional and FHA loan possibilities in Big-Bear-Lake, CA
The aim of Lendersa® is to help you secure an optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of the three options offered, which will match you with suitable lenders and loan products.
GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.
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California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
Our company was founded on a simple principle – to deliver a great RATE – and provide an exceptional customer experience. With over 30 years of lending experience, we understand the loan process can be long and complex. That’s why we’ve made it our mission to make it as no-nonsense and hassle-free as possible.
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17310 Red Hill Avenue, Suite 280, Irvine, CA, 92614
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