FHA VS Conventional loan in Vista, San Diego County, California
In 2025, the conventional loan limit in Vista, county of San Diego, CA is $977,500, whereas the FHA limit for a single-family residence is $977,500.
Utilize Lendersa®'s Conventional loan calculator to assess the top current rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, supporting your decision on which program in CA best fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Vista, San Diego, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$977,500
3%
USDA
$703,800
0%
FHA
$977,500
3.5%
The above table applies to zip codes: 92084, 92083, 92081, 92085
Conventional and FHA Loan Options in Vista, CA
The aim at Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loans with minimal hassle. Select one of three starting strategies to find matching lenders and suitable loan programs.
The We Fund LA team is a group of locally based mortgage professionals who have worked tirelessly to reimagine and modernize the mortgage experience. Our expansive menu of loan products allow us to serve almost any client. Our commitment to service excellence led to us being recognized by Scotsman Guide and Mortgage
At EPIQ Lending, our goal is to guide you through the mortgage process and get you into a home, not just any home but the one that you envisioned under the right financial terms. We iron out the details and formulate solutions to provide you tailor-made financing options. Our methods aren't conventional.
680 East Colorado Boulevard, Suite 180, Pasadena, CA, 91101
PARADACE offers real estate & loans services. We lend money. We buy, build, & sell houses. We provide construction & remodeling services. PARADACE Luxury Real Estate and Loans was establish to serve the well-to-do and influential customers. Established in 2008. David Sun Owner at Paradace Corporation.
Kennedy Capital Corporation is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios
Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.
70 South Lake Avenue, 10th Floor, Pasadena, CA, 91101
Trulending Mortgage, a direct lender and full-service home loan solutions company. Founded on a commitment to promote our clients’ long-term financial goals with the highest level of service, integrity and expertise available in the industry. When you’re purchasing a home, there’s a lot going on: emotions, anxiety, excitement, worry, and countless.
225 South Lake Avenue, Suite 300, Pasadena, CA, 91101
Axium Mortgage provides financing for residential purchases or refinancing of your existing home loan. Axium Mortgage offers a wide variety of mortgage programs: 15-year, 30-year fixed rate mortgages and or adjustable rate loan options; We strive to provide the best possible financing solutions, based on our clients individual needs.
696 East Colorado Boulevard, Suite 205, Pasadena, CA, 91101
Rate One Financial, Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
