For the year 2025, the Conventional loan limit in Oceanside, located in the county of San Diego, CA, is $977,500. Meanwhile, for a single-family home, the FHA limit is $977,500.
Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program in CA for your financial requirements.
Explore loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $977,500 | 3% |
| USDA | $703,800 | 0% |
| FHA | $977,500 | 3.5% |
This comparison table is applicable to the following zip codes: 92054, 92057, 92058, 92056, 92049, 92051, 92052, 92068
The Lendersa® objective is to swiftly secure the best Conventional, USDA, or FHA loans for you, free from complications. Choose one of three options to connect with matching lenders and loan programs tailored to your needs.
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