Explore the differences! FHA VS Conventional loan programs in Lompoc, Santa Barbara County, California
In the year 2025, within Lompoc located in the county of Santa Barbara, CA, the conventional loan limit is set at $805,000, while the FHA loan limit for single-family residences stands at $805,000.
Utilize Lendersa®'s sophisticated Conventional loan calculator to evaluate the top rates available for Conventional, FHA, and USDA loans today. Determine what's required in terms of income, credit score, reserves, and documents to qualify. This advanced mortgage calculator allows you to review side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA loans. This will aid in selecting the most suitable program in CA for your financial scenarios.
Loan Limits and Down Payment Requirements for the Year 2025 in Lompoc, Santa Barbara County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This table is applicable to these zip codes: 93436, 93438
Explore Conventional and FHA Loan Options in Lompoc, CA
Lendersa® is committed to securing the best Conventional, USDA, or FHA loan options swiftly and efficiently. You have three potential starting points, each designed to match you with the ideal lenders and loan programs.
10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.
Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan
Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7945 W. Sahara Ave, Suite 202, Las Vegas, NV, 89117
Lending Arena has a large variety of loan programs and financing options for borrowers which include conventional, FHA, VA, jumbo, stated/alternative income, commercial, and private. Our diverse programs allow us to have a loan program to fit just about everyone need, and our team of professionals are dedicated to customer
