FHA VS Conventional loan programs in 2025 for Mission-Hills, Santa Barbara County, California

In 2025, the Conventional loan limit in Mission-Hills, located within the county of Santa Barbara, CA, is $783,150. The FHA limit for a single-family home is $783,150.

Leverage the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, examine Conforming Conventional, USDA, FHA, and VA loans side by side to discover which program in CA best suits your financial needs.

Compare loan offers from 100 different lenders

Loan limits and down payment requirements for 2025 in Mission-Hills, county of Santa Barbara, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $783,150 3%
USDA $528,000 0%
FHA $783,150 3.5%

This comparison table is applicable to these zip codes: 93436

Options for Conventional and FHA loans in Mission-Hills, CA

At Lendersa®, the goal is to deliver the best possible Conventional, USDA, or FHA loan with speed and convenience. Choose one of three starting points to match you with suitable lenders and loan offerings.

Lendersa USDA loan request and matching results


  • O1NE MORTGAGE INC
  • 9267 Haven Ave, Suite 255, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • VIEIRA MORTGAGE TEAM
  • 100 PACIFICA, Suite 100, Irvine, CA, 92618
  • The Vieira Mortgage Team is a group of highly skilled professionals that have served over 7, 000 clients ranging from first time home buyers to seasoned real estate investors. Our team delivers the most intimate mortgage experience one can find. Dedicated to giving a top-notch purchase or refinance experience,
  • UFF West Funding Corp
  • 18881 Von Karman Ave, 11th FL, Irvine, CA, 92618
  • We provide our partners the individualized service from submission through funding by having a dedicated team of employees at every milestone of the transaction. The core of this team has a working relationship of 10 or more years together. If practice makes perfect get ready to experience perfection
  • Tony Ronan
  • 15520 Rockfield Blvd, Suite G, Irvine, CA, 92618
  • Tony truly believe that I am qualified for the position. My career in Real Estate spans 30 years and I’ve funded over $700 million in home loans since 1992 and closed over 3, 700 transactions. Currently, I am a top producing loan officer/Branch Manager and Real Estate Broker Associate.
  • Homeowners First Mortgage
  • 108 Pacifica, Suite 250, Irvine, CA, 92618
  • Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.
  • Delight Funding Inc.
  • 300 Spectrum Center Dr, Suite 970, Irvine, CA, 92618
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Network Capital Funding Corporation
  • 7700 Irvine Center Drive, 3rd Floor, Irvine, CA, 92618
  • We care deeply about figuring out how to make our client’s dreams into a reality. We’re about transforming the equity in your home into capital to pay for college tuitions, dream vacations, or weddings, without adding extra costs or burdens. Our unique system simplifies and streamlines the mortgage process.
  • Loandrone, Inc.
  • 400 Spectrum Center Drive, Suite 1660, Irvine, CA, 92618
  • Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.
  • RPM Bancorp. Inc.
  • 300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
  • At RPM Bancorp, Inc., where we specialize in residential mortgages. At RPM Bancorp, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Clear Mortgage Capital Inc
  • 100 Pacifica, Suite 100, Irvine, CA, 92618
  • Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.
  • National Pacific Lending
  • 9891 Irvine Center Drive, Suite 150, Irvine, CA, 92618
  • We Specialize in Purchases and refinances for Conventional and Government programs. We Do Reverse Mortgages, Line of Credit, and Stated income. I have been in the same area for 19 years and in Southern Orange County since 1986, when I started in the business. Our rating is A+ with Better Business Bureau (BBB)
  • Eiffel Mortgage Services, Inc.
  • 53 Gray Dove, Irvine, CA, 92618
  • At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618