FHA VS Conventional loan in Vandenberg-Village, Santa Barbara County, California

In 2025, the loan limit for Conventional loans in Vandenberg-Village, Santa Barbara, CA is $783,150, while the FHA limit for a single-family home is $783,150.

With Lendersa®'s Conventional loan calculator, compare the best rates for Conventional, FHA, and USDA loans today. Determine required income, credit, reserves, and documents. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in CA.

Check loan offers from 100 lenders

Detailed Loan Limits & Down Payment Requirements 2025 in Vandenberg-Village, Santa Barbara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $783,150 3%
USDA $528,000 0%
FHA $783,150 3.5%

Applicable zip codes for this table: 93436

Conventional and FHA Loan Options in Vandenberg-Village, CA

At Lendersa®, our goal is to swiftly provide the best Conventional, USDA, or FHA loan options with minimal hassle. Select from three entry points leading to matched lenders and loan programs.

Results for Lendersa USDA loan request matching


  • Integrity Home Mortgage Corporation
  • 122 Pilot Circle, Winchester, VA, 22602
  • Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC. Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry
  • SUCCESS MORTGAGE, LLC
  • 508 Front Royal Pike, Winchester, VA, 22602
  • SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.
  • Evolution Mortgage Loans LLC
  • 6900 Tavistock Lakes Blvd, Suite 400, Orlando, FL, 32827
  • At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Northpoint Mortgage, Inc.
  • 9161 Narcoossee Rd b200, Orlando, FL, 32827
  • Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.
  • DIGII, LLC
  • 2980 Gibraltar Blvd, New Smyrna Beach, FL, 32168
  • Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.
  • Crews Bank
  • 400 N Brevard Ave, Arcadia, FL, 34266
  • At Crews Bank & Trust, we strive to be a one-stop-shop for all our customers’ personal and business banking needs. We offer checking and savings accounts with the convenience of Online and Mobile Banking, along with competitive loans. business banking needs. We offer checking and savings accounts.
  • PREMIER NATIONWIDE LENDING
  • 4 W Oak St, Ste H, Arcadia, FL, 34266
  • Premier Nationwide Lending, it’s not just our experience that differentiates us from other mortgage companies – it’s our commitment to a quality customer relationship. Our borrowers are the reason we exist, and we are committed to providing a superior lending experience one loan at a time.
  • CNB Bank, Inc
  • 101 South Washington Street, Berkeley Springs, WV, 25411
  • CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.