FHA VS Conventional loan programs in 2025 for Vandenberg-Village, Santa Barbara County, California
In 2025, the loan limit for Conventional loans in Vandenberg-Village, Santa Barbara, CA is $783,150, while the FHA limit for a single-family home is $783,150.
With Lendersa®'s Conventional loan calculator, compare the best rates for Conventional, FHA, and USDA loans today. Determine required income, credit, reserves, and documents. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in CA.
Detailed Loan Limits & Down Payment Requirements 2025 in Vandenberg-Village, Santa Barbara, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$783,150
3%
USDA
$528,000
0%
FHA
$783,150
3.5%
Applicable zip codes for this table: 93436
Conventional and FHA Loan Options in Vandenberg-Village, CA
At Lendersa®, our goal is to swiftly provide the best Conventional, USDA, or FHA loan options with minimal hassle. Select from three entry points leading to matched lenders and loan programs.
AJNB is proud to be the bank of choice for convenience and customer service in the area. With over a century of service, we have the knowledge and experience that our community has grown to trust and expect. We offer three locations with friendly and knowledgeable staff to serve you.
Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.
Lakewood Credit Union was chartered May 19, 1961, serving the community surrounding Rib Lake, Wisconsin. The local business leaders created the credit union in order to help those that live within the area. The name of the credit union was determined through a vote by the Rib Lake High School students.
The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il