FHA VS Conventional loan programs in Castaic, Los Angeles County, California

In 2026, within Castaic, Los Angeles county, CA, the Conventional loan limit is set at $1,089,300, while for a single-family property, the FHA limit is $1,089,300.

Check out the Lendersa® Conventional loan calculator to gauge today's top rates for Conventional, FHA, and USDA loans. It helps determine the income, credit rating, reserves, and documentation essential for qualification. With our improved mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose which program in CA works best for your financial circumstances.

Discover and compare loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Castaic, Los Angeles County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Note: This comparison table pertains to zip codes: 91384

Explore Conventional and FHA Loan Options in Castaic, CA

Lendersa® is committed to securing the most favorable Conventional, USDA, or FHA loan for you quickly and smoothly. Choose from three initial options that aid in finding matching lenders and suitable loan programs.

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Castaic Lenders

  • Empower Lending Group
  • 16501 Ventura Blvd, Suite 400, Encino, CA, 91354
  • Lends in California
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • The Richardson Lending Team
  • 27413 Tourney Road, Suite 160, Valencia, CA, 91355
  • Lends in California
  • The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.

  • Bankit Mortgage
  • 28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
  • Lends in California
  • Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.

  • Onyx Lending, LLC
  • 25152 Springfield Court, Suite 200, Valencia, CA, 91355
  • Lends in California
  • Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate

  • Ria Lending Inc.
  • 25000 Avenue Standford, Unit 101, Valencia, CA, 91355
  • Lends in California
  • We are a place where you and your business can thrive. Our mission at Ria is to equip our team of industry professionals with the tools and resources needed to excel in their trade. Our model is simple, effective, and aimed at fueling the careers of our partners to ensure they are continuously striving for success.

  • Platinum Home Lending
  • 27943 Smyth Dr, Ste 204, Valencia, CA, 91355
  • Lends in California
  • Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.

  • Stress Free Mortgage
  • 28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
  • Lends in California
  • The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.

  • Southern Oaks Mortgage Inc
  • 25060 Avenue Stanford STE 255, Valencia, CA, 91355
  • Lends in California
  • Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Lends in California
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Pacific Funding Mortgage
  • 27433 Tourney Road Suite 150, Valencia, CA, 91355
  • Lends in California
  • "Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years.

    As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "