FHA VS Conventional loan programs in Fillmore, Ventura County, California

In 2026, the limit for a conventional loan in Fillmore, situated in the county of Ventura, CA, is set at $948,750, while the FHA loan limit is $948,750 for single-family homes.

Lendersa® offers a Conventional loan calculator that lets you compare the best available rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation requirements to qualify using our sophisticated mortgage calculator. This tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid you in choosing the most suitable program in CA for your financial circumstances.

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2026 loan limits and down payment details for Fillmore, Ventura county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $948,750 3%
USDA $680,800 0%
FHA $948,750 3.5%

This table corresponds to these zip codes: 93015, 93016

Discover Conventional and FHA loan possibilities in Fillmore, CA

At Lendersa®, our objective is to help you secure the ideal Conventional, USDA, or FHA loan smoothly and efficiently. Begin with one of three methods to find matched lenders and loan options.

Lendersa USDA loan request and matching results


  • Home Loan Experts, LLC
  • 10000 San Pedro Suite 110, San Antonio, TX, 78216
  • Home Loan Experts, LLC great time to purchase or refinance, so let us walk you through the whole process. It's easy and Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter.

  • GCMAC
  • 507 W. Rhapsody, San Antonio, TX, 78216
  • Great Central Mortgage Acceptance Co., LTD is a direct private money lender specializing in short term and long term loans for equity based real estate transactions.

    Texas Hard Money (GCMA) has been financing real estate investors, developers, business owners and others for more than 20 years. We understand the specific problems and needs of pri

  • The First National Bank of Hope
  • 112 N Main Street, Hope, KS, 67451
  • The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.

    1922 - The State Bank of Hope was sold to the Peoples State Bank
    1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop

  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.

    On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.

  • Texas People FCU
  • 4613 Wellesley Avenue, Fort Worth, TX, 76107
  • Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.

  • Fort Worth City Credit Union
  • 2309 Montogomery Street, Fort Worth, TX, 76107
  • Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.

  • Rand & Associates Incorporated
  • 3901 Alamo Ave, Fort Worth, TX, 76107
  • At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Merit Mortgage Company
  • 4112 W Vickery Blvd, Fort Worth, TX, 76107
  • Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t

  • LOANFI MORTGAGE
  • 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
  • The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.

  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,

  • River City Federal Credit Union
  • 610 Augusta Street, San Antonio, TX, 78215
  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.