FHA VS Conventional loan programs in 2026 for Fillmore, Ventura County, California

In 2026, the limit for a conventional loan in Fillmore, situated in the county of Ventura, CA, is set at $948,750, while the FHA loan limit is $948,750 for single-family homes.

Lendersa® offers a Conventional loan calculator that lets you compare the best available rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation requirements to qualify using our sophisticated mortgage calculator. This tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid you in choosing the most suitable program in CA for your financial circumstances.

Evaluate loan deals from 100 lenders

2026 loan limits and down payment details for Fillmore, Ventura county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $948,750 3%
USDA $680,800 0%
FHA $948,750 3.5%

This table corresponds to these zip codes: 93015

Discover Conventional and FHA loan possibilities in Fillmore, CA

At Lendersa®, our objective is to help you secure the ideal Conventional, USDA, or FHA loan smoothly and efficiently. Begin with one of three methods to find matched lenders and loan options.

Lendersa USDA loan request and matching results


Fillmore Lenders

  • Moorpark Lending Services
  • 165 E. High St, Suite 103, Moorpark, CA, 93021
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • MRES
  • 2655 First Street, #250, Simi Valley, CA, 93065
  • Lends in California
  • "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all!
    Fannie Mae
    Freddie Mac
    Fixed & ARMs
    Home Equity Line of Credit Loans
    FHA Loans
    VA Loans
    Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"

  • Amerifund Home Loans Inc.
  • 2655 First Street, Suite 220, Simi Valley, CA, 93065
  • Lends in California
  • Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)

  • Alameda Mortgage Corp.
  • 2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
  • Lends in California
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.

    Our mission is to serve our customers with honesty, integrity, and competence.

  • Greenback Funding, Inc.
  • 2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
  • Lends in California
  • Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Acadia Financial Inc.
  • 2986 Avenida Simi, Simi Valley, CA, 93063
  • Lends in California
  • Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry

  • R & G Financial Services Inc.
  • 2320 Tapo Street, Simi Valley, CA, 93063
  • Lends in California
  • At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.

  • American Elite Mortgage
  • 1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
  • Lends in California
  • American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors

  • Augusta Financial, Inc
  • 25129 The Old Road, Suite 350, Santa Clarita, CA, 91381
  • Lends in California
  • Augusta Financial is a Mortgage Banker & a Mortgage Broker, so we are able to do the easy loans, the complicated loans and sometimes the impossible loans. We are committed to our clients and we will do whatever it takes within the current regulations to make sure our clients get the best rate, with the best service to make their dreams come true.

  • Keystone Financial Services
  • 25375 Playa Serena Drive, Suite 100, Stevenson Ranch, CA, 91381
  • Lends in California
  • I started my real estate career as a real estate appraiser in 1980. From there I co-founded a real estate research firm for researching commercial real estate sales. I was a founding member of Keystone Financial Services in 1992. With over 20 years of lending experience, I've been through a few industry cycles.