FHA VS Conventional loan programs in 2026 for Castroville, Monterey County, California
In 2026, the Conventional loan limit for a single-family home in Castroville, Monterey, CA is $915,400, while the FHA limit is $915,400.
The Lendersa® Conventional loan calculator assists in comparing today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to help you choose which CA program suits your financial condition best.
2026 Loan Limits & Down Payment Requirements in Castroville, Monterey, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$915,400
3%
USDA
$683,500
0%
FHA
$915,400
3.5%
The comparison table is relevant for zip codes: 95012
Discover Conventional and FHA Loan Options in Castroville, CA
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of the three starting points leading to suitable lenders and loan programs.
For over 25 years, Central Coast Home Loans has been a mortgage planning team committed to staying educated and innovative in the Mortgage Industry. Central Coast Home Loans brings this experience and knowledge to help our clients meet their short term and long term financial goals.
1880 N. Main Street, Suite 200, Salinas, CA, 93906
Lends in California
We offer compettive rates and pricing. Since you will work directly with the broker/owner of the company you will have opportunity to get better overall service and loan pricing that you will find at your local bank or even other brokerage firms. We are Lending Integrity Seal Holder which means you are working with a company
Essential Mortgage Solutions Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
838 South Main Street, Suite C, Salinas, CA, 93901
Lends in California
TreeHouse Mortgage Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line. We are known for our high quality.
Bay Capital Mortgage. We are a full-service mortgage company based in Salinas, CA. We specialize in Mortgage Loans in Salinas. We also serve the surrounding cities in Monterey County. Whether you are buying a home or Refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website.
Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
We at Harris Mortgage have made a career as the people’s lender. Knowing and understanding the vast amount of programs to service each type of borrower with a know-how on structuring files to ensure we find the right mortgage for you and your family. Our loan officers bring honesty and expertise to each relationship.
At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help
Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.
