Explore the differences! FHA VS Conventional loan programs in Interlaken, Santa Cruz County, California

In 2025, Convetional loan limit in Interlaken, county of Santa Cruz, CA is $805,000 while FHA limit is $805,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Interlaken, county of Santa Cruz, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

The comparison table applies to zip codes: 95076

Conventional and FHA loan options in Interlaken, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
  • A & R Financial, Inc.
  • 769 East Rock Creek Dr, Ivins, UT, 84738
  • A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
  • Ask Mohave Community Federal Credit Union
  • 2809 Stockton Hill Rd, Kingman, AZ, 86401
  • At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
  • Gregory M. Russell
  • 245 Carriage Lane, Roseburg, CA, 97471
  • We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.
  • Nava Commercial Capital & Real Estate Inc.
  • 578 G Street, Brawley, CA, 92227
  • At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • HORIZON COMMUNITY BANK
  • 225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
  • Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.
  • Summerlin Financial Inc
  • 349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
  • Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
  • Hi-Tech Mortgage, Inc
  • 2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
  • Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.