FHA VS Conventional loan programs in Interlaken, Santa Cruz County, California

In 2025, the loan limit for Conventional loans in Interlaken, found in Santa Cruz county, CA, is $805,000, while the FHA limit is $805,000 for a single-family home.

Use Lendersa®'s Conventional loan calculator to evaluate the best rates for Conventional, FHA, and USDA loans today. Determine the income, credit, and reserves needed, as well as required documents. Our advanced tool compares Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program in CA for your situation.

Explore offers from 100 lenders

2025 Loan Limits and Down Payment in Interlaken, Santa Cruz, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

Comparison applies to these zip codes: 95076

Loan Options: Conventional and FHA in Interlaken, CA

The goal of Lendersa® is to quickly get you the best Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and programs.

Results for Lendersa USDA loan request matching


  • Achieve Financial Credit Union
  • PO Box 7030, Berlin, CT, 06037
  • For over 80 years, Achieve Financial Credit Union has been dedicated to providing credit union members with added financial value to their lives by providing them with fast, easy and convenient services. Achieve Financial Credit Union has been improving the financial lives of our members since 1934.
  • LENDirect Mortgage Inc
  • 1227 Farmington Avenue, Berlin, CT, 06037
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Mortgage95 (A GreyTree Company)
  • 675 Berlin Turnpike, Berlin, CT, 06037
  • We are an independent mortgage brokerage company! This means we work with multiple wholesale lenders and are not tied into just one set of programs or interest rate offerings like a bank. What this means to you is confidence that your personal mortgage broker is able to offer you the lowest terms available at the lowest cost in fees.
  • Holyoke Credit Union
  • 490 Westfield Road, Holyoke, MA, 01040
  • Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.
  • Homeownership Solutions LLC
  • 164 Newington Road, West Hartford, CT, 06110
  • At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties
  • State Police Credit Union
  • 321 Research Parkway, Meriden, CT, 06450
  • The CT State Police Credit Union has been providing personalized financial services to Connecticut safety personnel and their families since we were established in 1960. When you join the State Police Credit Union, you become a member of an elite group of public servants from the state’s Emergency Services and Public Protection departments.
  • Members First CT Federal Credit Union
  • 285 Broad St, Meriden, CT, 06450
  • MembersFirst CT Federal Credit Union was first organized in 1936 by Employees of the Meriden Board of Education. Over the years we have expanded membership to include small business groups and students in the Meriden School system. In March of 2016 the Credit Union expanded our Field of Membership to the following communities: Meriden, Wallingford.
  • Planet Home Lending, LLC
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Planet Home Lending is the smart choice for your mortgage needs. Unlike a bank, mortgages are all we do. Every day, borrowers across America come to us for assistance with their home purchase and refinance needs. At Planet Home Lending, our Mortgage Loan Specialists happily and professionally provide their services.
  • Planet Home Lending
  • 321 Research Parkway, Suite 303, Meriden, CT, 06450
  • Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
  • UMassFive College Federal Credit Union
  • 200 Westgate Center Dr, Hadley, MA, 01035
  • At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.
  • Horizon Home Mortgage, LLC
  • 34 Bloomfield Ave, Windsor, CT, 06095
  • We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan