FHA VS Conventional loan programs in 2026 for Cerritos, Los Angeles County, California
As of 2026, the conventional loan limit in Cerritos, within Los Angeles county, CA, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Explore our Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Discover the requirements for income, credit, reserves, and necessary documents. This advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program for your financial needs in CA.
2026 Loan Limits and Downpayment Requirements in Cerritos, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table applies to the following zip codes: 90703
Options for Conventional and FHA Loans in Cerritos, CA
At Lendersa®, our aim is to quickly and efficiently procure the best Conventional, USDA, or FHA loans with minimal hassle. Choose one of three starting methods to find the matching lenders and loan programs that suit your needs.
POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.
In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
Lends in California
Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry
Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying
17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
Lends in California
At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.
11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
Lends in California
When you work with Equibox Mortgage, you’ll be treated more like a partner instead of a client. That’s because we know you could probably use an expert in your corner. Buying a home doesn’t have to be a confusing and intimidating process. We’re here to answer any questions you have about the entire home buying process.
17215 Studebaker Rd, Suite 330, Cerritos, CA, 90703
Lends in California
"Express Home Loan Funding or EHL Funding is a mortgage broker based in the city of Downey southeast Los Angeles County, California. It is dependable firm that seeks to exceed the expectations of their clients. They want to assure their clients that they will get loans whose terms are suited to their financial capability.
17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
Lends in California
iCore Lending, Inc. we always operate with honesty, integrity, and a solid commitment to quality. We never sacrifice quality for profit. We create individualized financial solutions with the end consumer in mind, allowing you to rest assured that you are getting a great mortgage.
17777 Center Court Drive, Suite 600, Cerritos, CA, 90703
Lends in California
Dio Real Estate, we are here to simplify this complex process to make it as smooth and as easy for you as possible. We pride ourselves on excellent customer service, connecting you with loan officers who can offer you the best market rates and exceptional solutions that will meet your overall needs
18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
Lends in California
brooksmortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also Brooks Mortgage Inc our mission is to set a high standard in the mortgage industry you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact
17100 Norwalk Boulevard, Suite 112, Cerritos, CA, 90703
Lends in California
Platinum West Funding full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance and construction lending. We have access to a full range of mortgage products. All our lending specialists are dedicated to finding the right loan-with the best rates.
