As of 2026, the conventional loan limit in Cerritos, within Los Angeles county, CA, is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Explore our Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Discover the requirements for income, credit, reserves, and necessary documents. This advanced mortgage calculator lets you view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision on the best program for your financial needs in CA.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table applies to the following zip codes: 90703
At Lendersa®, our aim is to quickly and efficiently procure the best Conventional, USDA, or FHA loans with minimal hassle. Choose one of three starting methods to find the matching lenders and loan programs that suit your needs.
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