Explore the differences! FHA VS Conventional loan programs in Artesia, Los Angeles County, California

In 2026, the conventional loan limit for Artesia, located in the county of Los Angeles, CA, is $1,089,300. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates: Conventional versus FHA versus USDA. This tool assists you in determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a detailed view of Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide which program in CA is ideal for your financial circumstances.

Compare loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Artesia, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant for zip codes: 90701

Understanding Conventional and FHA Loan Options in Artesia, CA

The goal of Lendersa® is to secure the best possible loan, whether it's Conventional, USDA, or FHA, efficiently and without hassle. Choose one of three starting paths to find suitable lenders and loan programs.

Results of USDA loan requests and matches with Lendersa


Artesia Lenders

  • Khan Home Loan
  • 18831 Ibex Ave, Artesia, CA, 90701
  • Lends in California
  • Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service.

    My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.

  • MGB Financial Services Inc.
  • 18300 Gridley Road, Suite I, Artesia, CA, 90701
  • Lends in California
  • Our mission is to provide the lending process effortless—even fun—for them, by being focused on them all the way. We concentrate on providing a creative, secure, trusting environment for our clients. MGB Financial Services, Inc. is a full service mortgage brokerage firm and we offer a variety of financing options.

  • My City Financial
  • 18000 Pioneer Boulevard, Suite 206, Artesia, CA, 90701
  • Lends in California
  • My City Financial is a California State licensed Mortgage Company

    The Better Business Bureau has recognized us as a top ""Tier 1 - A+"" Mortgage brokerage

    Established in 1994, our reputation was fostered on providing excellent Interest Rates and Service

    We have a great choice of loan products, all in one place

  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • Lends in California
  • • 80-90% of Purchase
    • 110% of Rehab/Construction
    • Rental Property Financing
    • Loans up to $50,000,000
    • Bridge Financing
    • Foreign National Financing Available
    • Multifamily Hard Money Lending
    •Residential or Commercial Hard Money Lending
    • Fix and Flips or New Construction
    • Non Qualified Mortgage
    • Portfolio Loan
    • 30 Year Fixe

  • KP Realty & Investments, Inc
  • 18021 Norwalk Boulevard, Suite 206, Artesia, CA, 90701
  • Lends in California
  • For Sellers, I will design the perfect marketing strategy to meet your financial and schedule goals. For Buyers, we will meet and discuss your vision of the perfect dream home for you that meets your budget. Once we know what you are looking for we then discuss the ‘where’ aspect of the search.

  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • Lends in California
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.

  • POPA Federal Credit Union
  • 13304 Alondra Blvd, Cerritos, CA, 90703
  • Lends in California
  • POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.

    In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She

  • Solve Lending & Realty
  • 18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
  • Lends in California
  • Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry

    Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying

  • MAK Home Loans
  • 17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
  • Lends in California
  • At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • ABS Realty Group
  • 12506 Eckleson St, Cerritos, CA, 90703
  • Lends in California
  • ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.