FHA VS Conventional loan programs in 2025 for La-Palma, Orange County, California

In the year 2025, the limit for Conventional loans in La-Palma, located in the county of Orange, CA, is $970,800. Meanwhile, the FHA limit for a single-family property is set at $970,800.

Utilize the Lendersa® Conventional loan calculator to assess the rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side, to choose the best program in CA for you.

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2022 Loan Limits and Down Payment Details in La-Palma, Orange county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to zip codes: 90623

Available Loan Options in La-Palma, CA

At Lendersa®, our mission is to quickly and easily find you the best Conventional, USDA, or FHA loan options. Choose among these three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • House of Professionals Inc
  • 14363 Torrey Chase, Suite F-1, Houston, TX, 77014
  • We have been in the real estate/mortgage industry for 33 years. I can help direct you on the best plan for you with your current financial status mixed with your future plans. We offer different financial solutions and sometimes can even help you if you were turned down from a different company. Don't go home shopping without knowing.
  • Academy Bank
  • 2101 W. Pennway, Kansas City, MO, 64108
  • Academy Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail Banking services through an extensive network of branches
  • Clear Mortgage
  • 325 Southwest Boulevard, Kansas City, MO, 64108
  • We're a full service Mortgage Lending Team from origination to servicing after the loan closes.Our main focus is communication & closing on time!The home buying process can be stressful, cumbersome & overwhelming.At Clear Mortgage we pride ourselves at putting the customer experience first.Simplified process, top-notch technology & no lender fees.
  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
  • MORTGAGE SOLUTIONS, LP
  • 11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
  • "We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity. Mortgage Solutions LP NMLS #1636721..
  • Holy Rosary Credit Union
  • 533 Campbell Street, Kansas City, MO, 64106
  • We offer Online Banking, Visa Credit Cards, Financial Education, Checking and Savings accounts, Secured and Unsecured Loans and Mortgages. We also offer Credit Builder education, Preparing for a Mortgage education and Business accounts. Holy Rosary Credit Union is a financial cooperative owned by all its members.
  • Commerce Bank
  • 1000 Walnut Street, Kansas City, MO, 64106
  • At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.
  • Bank Midwest
  • 1111 Main St, Kansas City, MO, 64106
  • Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.
  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize. We pride ourselves on providing technologically advanced products and competitive pricing