FHA VS Conventional loan in La-Palma, Orange County, California

In the year 2026, the limit for Conventional loans in La-Palma, located in the county of Orange, CA, is $970,800. Meanwhile, the FHA limit for a single-family property is set at $970,800.

Utilize the Lendersa® Conventional loan calculator to assess the rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side, to choose the best program in CA for you.

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2022 Loan Limits and Down Payment Details in La-Palma, Orange county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to zip codes: 90623

Available Loan Options in La-Palma, CA

At Lendersa®, our mission is to quickly and easily find you the best Conventional, USDA, or FHA loan options. Choose among these three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


La-Palma Lenders

  • US Funding Co
  • 6 Centerpointe Dr, La Palma, CA, 90623
  • Lends in California
  • US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier

  • POPA Federal Credit Union
  • 13304 Alondra Blvd, Cerritos, CA, 90703
  • Lends in California
  • POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.

    In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She

  • Solve Lending & Realty
  • 18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
  • Lends in California
  • Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry

    Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying

  • MAK Home Loans
  • 17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
  • Lends in California
  • At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • ABS Realty Group
  • 12506 Eckleson St, Cerritos, CA, 90703
  • Lends in California
  • ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.

  • Equibox Mortgage, Inc.
  • 11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
  • Lends in California
  • When you work with Equibox Mortgage, you’ll be treated more like a partner instead of a client. That’s because we know you could probably use an expert in your corner. Buying a home doesn’t have to be a confusing and intimidating process. We’re here to answer any questions you have about the entire home buying process.

  • Express Home Loan Funding Corp
  • 17215 Studebaker Rd, Suite 330, Cerritos, CA, 90703
  • Lends in California
  • "Express Home Loan Funding or EHL Funding is a mortgage broker based in the city of Downey southeast Los Angeles County, California.
    It is dependable firm that seeks to exceed the expectations of their clients. They want to assure their clients that they will get loans whose terms are suited to their financial capability.

  • iCore Lending, Inc.
  • 17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
  • Lends in California
  • iCore Lending, Inc. we always operate with honesty, integrity, and a solid commitment to quality. We never sacrifice quality for profit. We create individualized financial solutions with the end consumer in mind, allowing you to rest assured that you are getting a great mortgage.

  • Dio Real Estate
  • 17777 Center Court Drive, Suite 600, Cerritos, CA, 90703
  • Lends in California
  • Dio Real Estate, we are here to simplify this complex process to make it as smooth and as easy for you as possible. We pride ourselves on excellent customer service, connecting you with loan officers who can offer you the best market rates and exceptional solutions that will meet your overall needs

  • Brooks Mortgage Inc.
  • 18000 Studebaker Road, Suite 700, Cerritos, CA, 90703
  • Lends in California
  • brooksmortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also Brooks Mortgage Inc our mission is to set a high standard in the mortgage industry you can trust me and my team with all of your home financing needs. Don’t hesitate to reach out using the direct contact