Explore the differences! FHA VS Conventional loan programs in Chico, Butte County, California
By 2025, the conventional loan ceiling in Chico, situated in the county of Butte, CA, stands at $726,200, whereas the limit for an FHA loan is set at $472,030 for single-family residences.
Employ Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, and USDA rates for optimal selection. Identify the income, credit score, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping to discern the ideal program in CA for your unique financial needs.
Loan limits and down payment conditions for 2025 in Chico, county of Butte, CA
Loan Category
Loan Max
Initial payment
Conforming Conventional
$726,200
3%
USDA
$403,600
0%
FHA
$472,030
3.5%
This table comparison is pertinent to zip codes: 95973, 95926, 95928, 95927, 95929, 95976
Explore Conventional and FHA loan choices in Chico, CA
The aim of Lendersa® is to quickly provide you the best Conventional, USDA, or FHA loans with ease. Begin with any of these three paths to connect with suitable lenders and their loan packages.
At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262
iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions
If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
Pine Country bank takes pride in providing our area businesses with the products and services you need to make your business successful. Whether your business is new or well-established, small or large, our business banking professionals get to know your business and work with you to meet your individual business needs.
At HT Lending Group has 20+ years in the mortgage industry. HT Lending is a full service mortgage bank truly committed to helping you find the right mortgage product. We understand that every client is different, and we offer a variety of products to meet your individual requirements.
Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.
5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
The Dunmire Team, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity Combining 21 years mortgage origination experience with the industry-lowest interest rate and closing cost combinations, we won’t be beat! We will help determine the best financing options to fit short and long-term goals.
First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.
