FHA VS Conventional loan in Magalia, Butte County, California

For 2025, the Conventional loan limit in Magalia, located in Butte county, CA, is $726,200. The FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool helps identify required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in CA suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Magalia, Butte County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $403,600 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 95954

Options for Conventional and FHA Loans in Magalia, CA

The aim of Lendersa® is to efficiently and swiftly connect you with the best possible Conventional, USDA, or FHA loan. Choose one of three starting points to find matching lenders and suitable loan programs.

Lendersa loan request and matching results for USDA


  • Tier One Mortgage (New York)
  • 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
  • Preferred Mortgage Corporation of New York
  • 1674 Empire Blvd, Suite 200, Garden City, NY, 14580
  • We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
  • Tier One Mortgage, LLC
  • 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
  • Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
  • Freedom Lending, LLC
  • 146 N. 4th Street, Albemarle, NC, 28002
  • Freedom Lending, LLC. makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the information, products, services, or related graphics contained in/on this website for any purpose and will not be liable for any loss or damage
  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
  • Internal Revenue Employees Federal Credit Union
  • 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
  • Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.