FHA VS Conventional loan in Magalia, Butte County, California

For 2026, the Conventional loan limit in Magalia, located in Butte county, CA, is $726,200. The FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool helps identify required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in CA suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Magalia, Butte County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $403,600 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 95954

Options for Conventional and FHA Loans in Magalia, CA

The aim of Lendersa® is to efficiently and swiftly connect you with the best possible Conventional, USDA, or FHA loan. Choose one of three starting points to find matching lenders and suitable loan programs.

Lendersa loan request and matching results for USDA


  • Mission Mortgage Colorado Inc
  • 8181 Arista Place, Suite 100, Broomfield, CO, 80021
  • Mission Mortgage Colorado, we know that the right mortgage makes all the difference. It's the vehicle to bring your homeownership dreams to life, but also an important tool to manage debt and create wealth. Trust your financing to a team of experts that understands and applies this every day.

  • Guaranty Home Mortgage Inc
  • 390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mountain State Financial Group
  • 9035 Wadsworth Pkwy, Suite 3400, Broomfield, CO, 80021
  • Our Colorado-based mortgage brokerage firm offers exceptional service and excellent products. As our client, you work with the same mortgage professional throughout the loan process; no one is passed to a junior associate. Your one point of contact from start to finish ensures a seamless

  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.

  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.

  • Express Lane Mortgage: Tom Veitch
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.

    From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way

  • Colorado Capital Group LLC
  • 12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
  • Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates

  • Innovative Mortgage Group
  • 274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228
  • At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.