For 2026, the Conventional loan limit in Magalia, located in Butte county, CA, is $726,200. The FHA loan limit for a single-family home is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool helps identify required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in CA suits your financial needs best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $403,600 | 0% |
| FHA | $472,030 | 3.5% |
Note: This table applies to zip codes: 95954
The aim of Lendersa® is to efficiently and swiftly connect you with the best possible Conventional, USDA, or FHA loan. Choose one of three starting points to find matching lenders and suitable loan programs.
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