FHA VS Conventional loan programs in 2025 for Magalia, Butte County, California

For 2025, the Conventional loan limit in Magalia, located in Butte county, CA, is $726,200. The FHA loan limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. This tool helps identify required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, evaluate Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in CA suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Magalia, Butte County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $403,600 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 95954

Options for Conventional and FHA Loans in Magalia, CA

The aim of Lendersa® is to efficiently and swiftly connect you with the best possible Conventional, USDA, or FHA loan. Choose one of three starting points to find matching lenders and suitable loan programs.

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