FHA VS Conventional loan programs in Daly-City, San Mateo County, California

In 2025, the conventional loan limit in Daly-City, county of San Mateo, CA is $970,800, whereas the FHA limit for a single-family home stands at $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage tool, compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the optimal program for your financial circumstances in CA.

Review loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Daly-City, San Mateo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This applies to the following zip codes: 94015, 94014, 94016, 94017

Available Conventional and FHA Loan Options in Daly-City, CA

The goal at Lendersa® is to provide you with the best Conventional, USDA, or FHA loan as swiftly and easily as possible. Choose one of three pathways to connect with suitable lenders and loan programs.

Lendersa USDA loan requests and matching outcomes


  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
  • Columbus United Federal Credit Union
  • 2472 39th Avenue, Columbus, NE, 68601
  • Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
  • The Security National Bank of Enid
  • 201 W Broadway Ave, Enid, OK, 73701
  • Security National Bank of Enid is a commercial bank and trust company (accepting deposits) chartered under the National Bank Act. and Security National Bank offers a wide range of loan types with terms and conditions structured to meet individual business’s needs. These types include Term Financing, Construction Financing.
  • The Stock Exchange Bank, Caldwell, Kansas
  • 103 South Main Street, Caldwell, KS, 67022
  • The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
  • The First Bank of Okarche
  • 202 Oklahoma Avenue, Okarche, OK, 73762
  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
  • First Community Credit Union
  • 111 9th Street SW, Jamestown, ND, 58401
  • Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
  • Rock Island Credit Union
  • 320 S Rock Island Avenue, El Reno, OK, 73036
  • The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with. We believe in hard work, can-do attitudes, and helping people get ahead. Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.