FHA VS Conventional loan programs in San-Bruno, San Mateo County, California

In 2026, the Conventional loan limit for San-Bruno, located in San Mateo County, CA, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, helping you determine the required income, credit, reserves, and documentation for qualification. This advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA choices side by side to assist in selecting the best program for your financial circumstances in CA.

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2026 Loan Limits and Down Payment Requirements in San-Bruno, San Mateo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Comparison table applicable for zip codes: 94066

Options for Conventional and FHA Loans in San-Bruno, CA

Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loan options efficiently. Choose one of three starting approaches that will guide you to corresponding lenders and programs.

USDA loan request and matching results with Lendersa


San-Bruno Lenders

  • The Police Credit Union
  • 1250 Grundy Lane, San Bruno, CA, 94066
  • Lends in California
  • The Police Credit Union of California has been the credit union of choice for police and their families in the San Francisco Bay Area, and even beyond when members move away. The Police Credit Union of California proudly serves law enforcement professionals and their families. Our dedication to our core group results in a satisfied.

  • Onni Enterprise, Inc
  • 1500 El Camino Real, San Bruno, CA, 94066
  • Lends in California
  • We offer various loan programs to fit your needs. We specialize in Residential High Balance loans, FHA and non Qualified loan programs . Our experienced Loan Consultant will streamline the processing and take responsibility to help you from filling applications to closing the loan without hassles.

  • Presto Home Loans Inc.
  • 883 Sneath Lane, Suite 227, San Bruno, CA, 94066
  • Lends in California
  • Presto Home Loans Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit

  • Norcal Capital Group, Inc
  • 1369 El Camino Real, Millbrae, CA, 94030
  • Lends in California
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • RPM Financial
  • 1361 El Camino Real, Millbrae, CA, 94030
  • Lends in California
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. We will always adhere to the highest degree of integrity in all of our business dealings. Our goal is to stay on the leading edge of technology while giving old-fashioned hands on customer service.

  • Mortgage Connection
  • 1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
  • Lends in California
  • Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,

  • hartleb-prasad corp.
  • 363 El Camino Real, Suite 288, San Francisco, CA, 94080
  • Lends in California
  • "Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation.
    As my company grew and I relocated to the Sacramento area in 1995,

  • California Mortgage Company, Inc.
  • 1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
  • Lends in California
  • With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs

  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.

  • Juan Kong + Associates
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.