FHA VS Conventional loan programs in Brisbane, San Mateo County, California

In 2026, the Conventional loan limit in Brisbane, located in San Mateo county, CA, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Using the Lendersa® Conventional loan calculator, you can contrast today's best rates from Conventional, FHA, and USDA loans, identifying necessary income, credit, reserves, and paperwork for qualification. Our sophisticated mortgage calculator enables side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program for your financial situation in CA.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Brisbane, San Mateo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 94005

Discover Conventional and FHA Loan Options in Brisbane, CA

The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of three starting paths that align you with matching lenders and loan programs.

Outcomes from Lendersa USDA loan request and matching


Brisbane Lenders

  • Mortgage Connection
  • 1435 Huntington Ave, Suite 102, South San Francisco, CA, 94080
  • Lends in California
  • Derek Yeung has been originating loans since 1991. After years of listening to complaints from Borrowers about other mortgage lenders and banks, he decided to form a different kind of mortgage company. Mortgage Connection was founded by Mr. Yeung in 1998 with not only the goals of providing competitive interest rates,

  • hartleb-prasad corp.
  • 363 El Camino Real, Suite 288, San Francisco, CA, 94080
  • Lends in California
  • "Sierra Pacific Mortgage Corp offers Elk Grove, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.Our company has 30+ years of experience in the Real Estate and Mortgage Industry. Hemant Prasad started Sierra Pacific Mortgage Corporation.
    As my company grew and I relocated to the Sacramento area in 1995,

  • California Mortgage Company, Inc.
  • 1435 Huntington Avenue, Suite 100, South San Francisco, CA, 94080
  • Lends in California
  • With over 20 years experience as mortgage brokers, we are able to provide competitive advantages in the marketplace with competitive rates with a variety of loan programs. With our thorough knowledge of conventional, FHA, & VA loan programs as well as Outside the Box such as less than perfect credit & alternative income documentation loan programs

  • AMA Mortgage
  • 3101 San Jose Avenue, San Francisco, CA, 94112
  • Lends in California
  • AMA Mortgage is a mortgage brokerage to offer many different loan programs available out in the lending world. You don’t have to shop around to get the best rates and programs. A loan broker works with multiple lenders and can find the loan that will fit your situation, at the best rate possible.

  • Pacific Bay Financial Corporation
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.

  • Juan Kong + Associates
  • 355 Gellert Blvd, Suite 230, Daly City, CA, 94015
  • Lends in California
  • To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.

  • Saxe Mortgage Company
  • 950 John Daly Blvd, Suite 200, Daly City, CA, 94015
  • Lends in California
  • "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.

  • Saxe Mortgage Company
  • 950 John Daly Blvd. Suite 200, Daly City, CA, 94015
  • Lends in California
  • Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.

  • Homepoint Lending, Inc
  • 1321 Evans Avenue, Suite C, San Francisco, CA, 94124
  • Lends in California
  • Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Bay Area Real Estate Services
  • 3311 Mission St, San Francisco, CA, 94110
  • Lends in California
  • Alex Maltez is an independent residential and commercial real estate Broker. Since becoming a REALTOR®, Alex has been an active participant in the San Mateo and San Francisco Association of REALTORS®. Alex has served on the Board of Directors for both association and on numerous committees, including: Legislative, Grievance, Professional Standards.