FHA VS Conventional loan in South-San-Francisco, San Mateo County, California

As of 2025, the Conventional loan limit in South-San-Francisco within San Mateo county, CA, is $970,800, while for a single-family home, the FHA loan cap stands at $970,800.

Utilize the Lendersa® Conventional loan calculator to examine today’s top rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents you need to qualify. This advanced tool lets you compare Conforming Conventional, USDA, FHA, and VA loans, helping you identify the best program in CA for your financial needs.

Browse loan offers from 100 lenders

Loan limits and down payment needs in South-San-Francisco, San Mateo county, CA for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The table applies to these zip codes: 94080, 94128, 94083

Options for Conventional and FHA loans in South-San-Francisco, CA

The aim of Lendersa® is to provide the best Conventional, USDA, or FHA loans quickly and effortlessly. Select from three ways to find matching lenders and loan programs.

Matching results for USDA loans with Lendersa


  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help! At Five Star Mortgage, our ultimate goal is to creat
  • Millennium Mortgage Group LLC
  • 2520 Saint Rose Parkway, Suite 305, Henderson, NV, 89074
  • Millennium Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Vision Home Mortgage
  • 223 North Pecos Road, Suite 120, Henderson, NV, 89074
  • Our mission is to serve our customers with honesty, integrity & experience. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible.We offer our clients a more personal touch. You have one experienced loan officer who you can contact directly, also there every step of the way.
  • All American Home Mortgage LLC
  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
  • ABM Funding
  • 701 N Green Valley Pkwy, Suite 200, Henderson, NV, 89074
  • At ABM Funding Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Five Star Mortgage
  • 9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
  • The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Premier Mortgage Lending
  • 701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
  • Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
  • Tri Crown Real Estate
  • 1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014
  • Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
  • PInnacle Mortgage Solutions Inc
  • 1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014
  • The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt
  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
  • Eagle Nest Realty & Mortgage Inc.
  • 4167 Avenida De La Plata, Suite 104, Oceanside, CA, 92056
  • Eagle Nest Realty & Mortgage Inc. is a residential real estate sales and mortgage loan company. Located in Oceanside, we represent buyers and sellers primarily in North San Diego County and broker purchase and refinance loans throughout California. mortgage company va mortgage lender camp pendleton area real estate agent.