Explore the differences! FHA VS Conventional loan programs in Pacifica, San Mateo County, California
In 2025, the limit for Conventional loans in Pacifica, within San Mateo County, CA, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® Conventional loan calculator to assess today’s best rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool showcases Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you select the program best suited to your financial requirements in CA.
2025 Loan Limits and Down Payment Requirements in Pacifica, San Mateo, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is relevant to the following zip codes: 94044
Discovering Conventional and FHA Loan Options in Pacifica, CA
The focus of Lendersa® is to ensure you efficiently access the best Conventional, USDA, or FHA loan options without hassle. Select one of the three initial pathways for connecting with matching lenders and suitable loan programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. DSM Lending Individually prices all Loans.
New Orleans Firemen’s Federal Credit Union is a full-service financial institution serving over 26, 000 members and more than 300 business partners across Louisiana and Mississippi, and the second oldest federally insured credit union. As a certified Community Development Financial Institution (CDFI).
The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.
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As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
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United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
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"Audubon Mortgage Based in New Orleans, Camie has over twenty years experience in mortgage lending. We strive for excellence and customer service. Please contact us to check our rates this mortgage company Loan Products & Programs are Conforming
FHA/VA
Alternative Low Doc Loans
Nationwide High Balance and more"
At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
