Conventional Vs. FHA Lending requirements Encinitas, CA in 2025

In 2025, Convetional loan limit in Encinitas, county of San Diego, CA is $977,500 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Conventional and FHA loan options in Encinitas, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(888) 297-3416 Lender's profile and map Reviews Marine Bank & Trust 571 Beachland Blvd, Vero Beach, FL, 32963 Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.
(772) 559-4630 Lender's profile and map Reviews Ocean Mortgage Capital 601 21st Street, Suite 300, Vero Beach, FL, 32960 Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.
(772) 837-9000 Lender's profile and map Reviews Premier Mortgage Partners of Florida LLC 1705 19th Pl, Suite B-1, Vero Beach, FL, 32960 Premier Mortgage Partners of Florida is a mortgage brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package.
(814) 447-5552 Lender's profile and map Reviews Community State Bank of Orbisonia 478 Ridgley Street, Orbisonia, PA, 17243 From the day we opened our doors in 1951 to today, Community State Bank has valued Fairness. The founders, unable to secure fair lending from banks in neighboring, more affluent counties, were compelled to start a bank where everyone had the opportunity to get a loan and had access to good banking products, close to home.
(304) 267-2944 Lender's profile and map Reviews 167th TFR Federal Credit Union 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404 Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all. That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
(888) 660-3696 Lender's profile and map Reviews Mortgage Financing.com 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404 The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
(304) 279-6465 Lender's profile and map Reviews American Pacific Mortgage 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404 Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
(877) 221-2241 Lender's profile and map Reviews Reliance Mortgage Funding LLC 11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(304) 725-8431 Lender's profile and map Reviews Bank of Charles Town 111 E Washington St, Charles Town, WV, 25414 BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.
(814) 777-0757 Lender's profile and map Reviews Help Me BA 270 Walker Drive, Suite 110E, State College, PA, 16801 HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.