which one is better? Conventional or FHA Encinitas, CA

In 2025, Convetional loan limit in Encinitas, county of San Diego, CA is $977,500 while FHA limit is $977,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Conventional and FHA loan options in Encinitas, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(970) 874-7674 646 miles Lender's profile and map Reviews Delta County Federal Credit Union 100 Circle Drive, Delta, CO, 81416 It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
(575) 434-8500 648 miles Lender's profile and map Reviews Otero Federal Credit Union 1200 East 10th Street, Alamogordo, NM, 88310 OFCU is your one stop shop for all your financial needs. Auto Loans, Mortgage Loans, Personal Loans, Credit Cards. We also have your basic needs Savings, FREE Checking, FREE Debit Card. Otero Federal Credit Union has been open since 1953. It's the 10th largest credit union in New Mexico with assets totaling $429.4 Million.
(575) 437-9334 648 miles Lender's profile and map Reviews Bank 34 500 E 10th St, Suite 100, Alamogordo, NM, 88310 Bank 34 is a community bank founded in 1934 with locations in New Mexico and Arizona. We offer the same quality products, services and technology as the big guys, but a more personalized & friendly banking experience for true relationship banking. Bank 34 was quite literally founded on a dream. It was originally organized
(435) 734-1777 651 miles Lender's profile and map Reviews North Star Mortgage, Inc 695 South Main, Suite 6, Brigham City, UT, 84302 North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
(435) 723-3437 651 miles Lender's profile and map Reviews Elevate Credit Union 1023 Medical Dr., Brigham City, UT, 84302 Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
(505) 662-3421 654 miles Lender's profile and map Reviews Los Alamos Schools Credit Union 1010 Central Avenue, Los Alamos, NM, 87544 As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.
(707) 822-5902 657 miles Lender's profile and map Reviews Northern Redwood FCU 1270 Giuntoli Lane, Arcata, CA, 95521 Northern Redwood Federal CU is a local boutique credit union that has been serving the community for over 60 years. We are a service oriented credit union that offers the same great services as the larger financial institutions. We pride ourselves on knowing our members on a personal level
(707) 822-9294 657 miles Lender's profile and map Reviews Bailey Mortgage Enterprises Inc 934 H St, Arcata, CA, 95521 At Bailey Mortgage, our mission is to set a high standard in the mortgage industry. We are a local, family owned and operated mortgage brokerage firm with over 30 years experience. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by calling
707-834-6282 658 miles Lender's profile and map Reviews ReProp Financial 735 4th street, Eureka, CA, 95501 ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
(707) 444-9833 658 miles Lender's profile and map Reviews Redwood Capital Bank 402 G Street, Eureka, CA, 95501 At Redwood Capital Bank, it is important to keep local dollars working at home. Nearly every dollar that is deposited at Redwood Capital Bank goes right back into the local economy. Deposits are reinvested in the form of loans to individuals, families and businesses, helping small businesses grow, providing new homes and a better quality of life.