FHA VS Conventional loan programs in Lake-San-Marcos, San Diego County, California

In 2024, Convetional loan limit in Lake-San-Marcos, county of San Diego, CA is $879,750 while FHA limit is $879,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Lake-San-Marcos, county of San Diego, CA

Loan Type Loan Limit Down payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

The comparison table applies to zip codes: 92078

Conventional and FHA loan options in Lake-San-Marcos, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mid Valley Financial
  • 7644 North Palm Avenue, Fresno, CA, 93711
  • Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
  • The Mortgage Brothers Team
  • 1599 East Orangewood, Suite 200, Phoenix, AZ, 85020
  • Eddie and Tom Knoell are 3rd generation natives of Phoenix. Count on them to stick around! The Knoell family has been deeply rooted in real estate for over 70 years Valley with an impeccable reputation. Eddie and Tom both say “Customer service is worth nothing if it lacks quality
  • Key Mortgage LLC
  • 8821 N 7th St, Suite 210, Phoenix, AZ, 85020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • OnPoint Financial, LLC
  • 7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
  • At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.
  • Next Page Funding LLC
  • 7301 North 16 Street, Suite 102, Phoenix, AZ, 85020
  • Next Page Funding LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide financing to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Innovate Mortgage Inc.
  • 1819 East Morten Avenue, Suite 170, Phoenix, AZ, 85020
  • Jud Holmes opened Innovate Mortgage in 2018 because He wasn’t satisfied with the service & programs that I could offer as part of a big bank. As a broker with low overhead, I can pass the savings of running a lean operation on to my clients in the form of better rates and lower closing costs. Not only that but I can get files closed faster.
  • Clarke Capital LLC
  • 7301 North 16th Street, Suite 102, Phoenix, AZ, 85020
  • Curtis Clarke has serviced the Phoenix valley with home loans since 2005. With almost 10 years of service & expertise he knows how to save you the most money with the financing on your home. valley with home loans since 2005. Clarke Capital LLC, offering personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
  • Signature Home Loans, L.L.C
  • 1599 East Orangewood, Suite 200, Phoenix, AZ, 85020
  • Signature Home Loans, LLC. is an Arizona based mortgage broker firm that assists home buyers in making sound home loan decisions. Whether you’re purchasing a home for the first or second time, or an investor looking to purchase multiple properties, we have the winning formula for you. From start to finish of the loan process