FHA VS Conventional loan programs in Lake-San-Marcos, San Diego County, California

In 2025, the loan limit for a Conventional loan in Lake-San-Marcos, located in San Diego county, CA, is $879,750, whereas the FHA limit for a single-family home is $879,750.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator makes it easy to compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you decide the best program for your financial situation in CA.

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Exploring 2025 Loan Limits and Down Payment Requirements in Lake-San-Marcos, San Diego County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

Note: This table applies to the zip codes: 92078

Options for Conventional and FHA Loans in Lake-San-Marcos, CA

The aim of Lendersa® is to swiftly secure for you the best possible loan, whether Conventional, USDA, or FHA, without any hassle. You can select one of three starting points to connect with matching lenders and suitable loan programs.

View results from Lendersa USDA loan request and matching outcomes


  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.
  • Health Care Idaho Credit Union
  • 208 W. Jefferson St, Boise, ID, 83702
  • At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA. Our mission is to provide excellence in personal financial services.
  • Shoreline Mortgage
  • 1087 River St, Suite 320, Boise, ID, 83702
  • Shoreline Mortgage started in Boise, Idaho in 2010 as small business who wanted to be different than typical banks. The Shoreline team has over 17 years of experience and we pride ourselves on being from the communities we serve as well as being personable and professional while maintaining confidentiality and transparency with every client.
  • Mortgage Professionals of Sun Valley Inc
  • 800 West Main Street, Suite 1460, Boise, ID, 83702
  • Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.
  • Ameripro Mortgage llc
  • 950 W Bannock Street, Suite 1100, Boise, ID, 83702
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Benchmark Mortgage
  • 2535 W State St, Boise, ID, 83702
  • Benchmark is a full-service mortgage banker and seller-servicer. Founded in 1999, the company is headquartered in Plano, TX . We’re licensed in 48 states across the United States and service loans nationwide. We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence
  • Payette Financial Services
  • 202 N. 9th Street, Suite 300, Boise, ID, 83702
  • Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly
  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.