FHA VS Conventional loan programs in San-Marcos, San Diego County, California

In 2025, the conventional loan limit in San-Marcos, county of San Diego, CA, is $879,750, while the FHA limit for a single-family home is $879,750.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you pick the best program for your financial needs in CA.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in San-Marcos, San Diego, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $879,750 3%
USDA $615,000 0%
FHA $879,750 3.5%

This applies to zip codes: 92078, 92069, 92079, 92096

Conventional and FHA Loan Options in San-Marcos, CA

The aim of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and easily. Choose one of three starting points to match with lenders and appropriate loan programs.

Results from Lendersa USDA loan requests


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