FHA VS Conventional loan in Santa-Clara, Santa Clara County, California
In 2025, the Conventional loan limit in Santa-Clara, within the county of Santa Clara, CA, is $970,800. For a single-family home, the FHA limit is $970,800.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you select the program in CA that suits your financial situation best.
2025 loan limits and down payment requirements in Santa-Clara, Santa Clara County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to zip codes: 95054, 95050, 95051, 95053, 95052, 95055, 95056
Conventional and FHA loan options in Santa-Clara, CA
The Lendersa® goal is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and loan programs.
The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.
Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
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Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.
Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.
Eureka offers traditional deposit products including passbook savings accounts and certificates of deposit, as well as loan products. Our team of mortgage associates can help to find you the best available mortgage lending programs and work with you to assure the highest rate of approval with respect to your current situation
Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.
Magnolia State Bank offers its customers full-service banking delivered through a variety of methods and by offering many accounts and services options. For branch, drive thru and ATM locations and times of service, see the Locations tab. We invite you to explore this website for detailed information concerning our many products and services.
