FHA VS Conventional loan programs in Santa-Clara, Santa Clara County, California
In 2026, the Conventional loan limit in Santa-Clara, within the county of Santa Clara, CA, is $970,800. For a single-family home, the FHA limit is $970,800.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you select the program in CA that suits your financial situation best.
2026 loan limits and down payment requirements in Santa-Clara, Santa Clara County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to zip codes: 95054, 95050, 95051, 95053, 95052, 95055, 95056
Conventional and FHA loan options in Santa-Clara, CA
The Lendersa® goal is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and loan programs.
We at Capital Residential Mortgage have helped thousands of clients in the Washington DC Metro area achieve their homeownership or refinancing goals. We have handled more $100 million in mortgages. We promise to make your mortgage process easy and enjoyable. We’ll work with you to consider your loan options and pick the perfect product
MortgageVisa is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan.
8609 Westwood Center Drive, Suite 200, Vienna, VA, 22182
We are a Full-Service Direct Lender who originates all types of residential loans. We have over 20 years of experience in the Mortgage Industry. On-site processing, underwriting, and funding teams committed to closing your loans on time. Our team is dedicated to offer our brokers and borrowers a high standard of customer service.
At DEVAL LLC we hold ourselves to the highest standards of customer service, working honestly and fairly with all of our customers and clients. We provide services to address our customers’ unique circumstances, including numerous payment options, extended hours of operation and associates who are trained to provide knowledgeable assistance.
City Lending, we know the importance of investing in a home. We understand it can be a scary & sometimes overwhelming process but we aim to make it easy.Our goal is to help borrowers of all experience levels to overcome hurdles that may stand in their way, so they can quickly & painlessly move forward with all of their home related aspirations.
