In 2026, the Conventional loan limit in Emerald-Lake-Hills, located within San Mateo county, CA, is $970,800. For a single-family home, the FHA limit is set at $970,800.
With Lendersa®'s Conventional loan calculator, compare today's leading rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, supporting you in identifying the best fit for your financial situation in CA.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table is applicable to the zip codes: 94062, 94064
The aim of Lendersa® is to facilitate a quick and effortless connection to the best Conventional, USDA, or FHA loan. Choose from three different starting points that direct you to matching lenders and suitable loan programs.
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