Explore the differences! FHA VS Conventional loan programs in West-Menlo-Park, San Mateo County, California
In 2025, the conventional loan limit in West-Menlo-Park, within the county of San Mateo, CA, is $970,800, whereas the FHA cap for a single-family home is $970,800.
Leverage the Lendersa® Conventional loan calculator to evaluate and compare today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the right program in CA tailored to your financial needs.
2025 Loan Limits and Downpayment Requirements in West-Menlo-Park, San Mateo, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
Note: The table comparison is relevant to zip codes: 94025
Exploring Loan Options: Conventional and FHA in West-Menlo-Park, CA
Lendersa® aims to secure the optimal Conventional, USDA, or FHA loan for you swiftly and without hassle. Choose one of the three starting options that will connect you with suitable lenders and loan programs.
Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
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Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
