FHA VS Conventional loan programs in Atherton, San Mateo County, California

In the year 2025, the limit for conventional loans in Atherton, within San Mateo county of CA, is $1,089,300, while the limit for FHA loans for a single-family residence is $1,089,300.

With the Lendersa® Conventional loan calculator, you can compare the best rates today for Conventional, FHA, and USDA loans and determine the income, credit, reserves, and documents required to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding in the selection of the ideal program for your specific financial needs in CA.

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2025 Loan Limits & Down Payment Requirements in Atherton, San Mateo, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Note: This comparison table is relevant to zip codes: 94027

Explore Conventional and FHA Loan Options in Atherton, CA

The aim of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you swiftly and with ease. Start by selecting one of these three options that align with your needs and connect you with matching lenders and programs.

Results for USDA loan requests and matching by Lendersa


  • GREAT LAKES HOME MORTGAGE, INC
  • 1030 W Higgins Rd, Suite 210, Park Ridge, IL, 60068
  • "Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans."
  • Get Approved Mortgage Inc
  • 2700 Patriot Blvd, Suite 250, Glenview, IL, 60026
  • Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.
  • Solutions Financial Mortgage
  • 2700 Patriot Blvd, Suite 110, Glenview, IL, 60026
  • Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity
  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • First National Bank of Brookfield, your friendly hometown community bank. For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.
  • Epic Mortgage
  • 3728 Prairie Ave, Brookfield, IL, 60513
  • Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.
  • RMECU
  • 1907 Lathrop Avenue, Racine, WI, 53405
  • Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine
  • Your hometown federal credit union
  • 2338 State Route 45 N, Mayfield, KY, 42066
  • Your Hometown Federal Credit Union has been open since 1965. The credit union has assets totaling $27.24 Million and provides banking services to more than 2,000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • First Kentucky Bank
  • 223 South 6th Street, Mayfield, KY, 42066
  • First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.
  • River Valley AgCredit
  • 408 East Broadway, Mayfield, KY, 42066
  • River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members