FHA VS Conventional loan programs in 2025 for San-Carlos, San Mateo County, California

In 2025, the limit for a Conventional loan in San-Carlos, situated in San Mateo county, CA, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to assess today's most competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program for your financial circumstances in CA.

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Loan Limits and Down Payment Requirements for 2025 in San-Carlos, San Mateo County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison is applicable for the following zip codes: 94070

Exploring Conventional and FHA Loan Options in San-Carlos, CA

Lendersa® aims to connect you promptly with the most suitable Conventional, USDA, or FHA loan options with ease. Choose from one of three paths leading to matched lenders and loan programs.

Lendersa USDA loan request and matching results


  • Otero Federal Credit Union
  • 1200 East 10th Street, Alamogordo, NM, 88310
  • OFCU is your one stop shop for all your financial needs. Auto Loans, Mortgage Loans, Personal Loans, Credit Cards. We also have your basic needs Savings, FREE Checking, FREE Debit Card. Otero Federal Credit Union has been open since 1953. It's the 10th largest credit union in New Mexico with assets totaling $429.4 Million.
  • Bank 34
  • 500 E 10th St, Suite 100, Alamogordo, NM, 88310
  • Bank 34 is a community bank founded in 1934 with locations in New Mexico and Arizona. We offer the same quality products, services and technology as the big guys, but a more personalized & friendly banking experience for true relationship banking. Bank 34 was quite literally founded on a dream. It was originally organized
  • First Education Federal Credit Union
  • 120 West Carlson Street, Cheyenne, WY, 82009
  • First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers. When you choose Guild, you get: - A commitment closing your loan on time - A wide array of ‭specialized products and programs for every type of homebuyer
  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
  • Insight Mortgage Company, LLC
  • 300 Thunderbird, El Paso, TX, 79912
  • Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Prime Mortgage LLC
  • 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
  • Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.
  • Old West Lending, LLC
  • 7001 Westwind Drive, El Paso, TX, 79912
  • We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.