FHA VS Conventional loan programs in 2024 for Folsom, Sacramento County, California

In 2024, Convetional loan limit in Folsom, county of Sacramento, CA is $763,600 while FHA limit is $763,600 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Folsom, county of Sacramento, CA

Loan Type Loan Limit Down payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

The comparison table applies to zip codes: 95630, 95671, 95763

Conventional and FHA loan options in Folsom, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • WineHouse Mortgage
  • 4950 South Yosemite Street, Suite F2-145, Greenwood Village, CO, 80111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oxford Mortgage LLC
  • 6300 South Syracuse, Suite 155, Centennial, CO, 80111
  • Oxford Mortgage, LLC offers a variety of loan programs to meet your needs. Our team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing another home, refinancing an outstanding loan, or consolidating debt.
  • Professional Mortgage Source LLC
  • 6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
  • Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
  • Money Max Mortgage Inc
  • 5975 South Quebec Street, Suite 275, Englewood, CO, 80111
  • Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
  • Premier Coastal Lending
  • 6436 South Racine Circle, Suite 117, Centennial, CO, 80111
  • We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
  • Prime Mortgage LLC
  • 8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
  • Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
  • Custom Lending Inc
  • 7120 East Orchard Road, Suite 400, Englewood, CO, 80111
  • Our mission at Custom Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Colorado Lending Group
  • 8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
  • Colorado Lending Group is more than a mortgage lender—we are a team that strives to make home purchases and refinancing easier and more convenient. Serving Greenwood Village, Colorado, and the rest of the state, we strive to deliver up-to-date advice backed by more than 20 years of experience in the industry.
  • Homestead Lending LLC
  • 5445 DTC Parkway Penthouse, Suite 4, Englewood, CO, 80111
  • Homestead Lending, our dream is to help you realize YOUR dreams of home. Whether you are looking to PURCHASE a home, or REFINANCE your current home, our experts can find the perfect loan just for you and We have over over 30 years experience of working with home-buyers to realize their dreams of home-ownership. Our top priority
  • Foxfield Financial
  • 7935 East Prentice Avenue, Suite 301W, Englewood, CO, 80111
  • Foxfield Financial, our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. We make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Strong Financial Group Inc
  • 7350 East Progress Place, Suite 100, Englewood, CO, 80111
  • "Strong Financial Group Inc We help Coloradans and Californians obtain residential and commercial mortgages that best suite their unique, personal needs. Having been in business for over 17 years, we take pride in the personal touch we attach to each and every transaction and we offer a Conventional FHA & VA Jumbo Loans Loan Amounts and more"
  • Coffee Mortgages
  • 5105 DTC Parkway, Suite 310, Englewood, CO, 80111
  • Coffee Mortgages all believe you should take life one cup at a time. You've already worked hard to do your part and are looking to refinance, save money or purchase a new home. This is where we come in. Our mission is to provide you with meticulously tailored, custom loan options in a timely manner while addressing any questions