Explore the differences! FHA VS Conventional loan programs in Granite-Bay, Placer County, California

In 2025, the conventional loan limit in Granite-Bay, located within Placer county, CA, is $675,050, whereas the FHA limit for a single-family home is $675,050.

Leverage the Lendersa® Conventional loan calculator to effectively compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents that are essential for qualification. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to select the most suitable program in CA for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Granite-Bay, Placer, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $675,050 3%
USDA $486,400 0%
FHA $675,050 3.5%

This table applies to the following zip codes: 95746, 95650

Conventional and FHA Loan Options in Granite-Bay, CA

Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you with no hassle. Choose from one of three pathways to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • FootPrint Mortgage LLC
  • 600 17th Street, Suite 2800 South, Denver, CO, 80022
  • footprint Our clients are people that want to stop paying for things that don’t add them any value like premium office space, large support and compliance staff, corporate salaries, and so on We decided to take a stand, delivering a value focused experience that isn’t set upon fast transactions. Footprint Mortgage is a client-centric firm.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • First New Mexico Bank
  • 300 S Gold Ave, Deming, NM, 88030
  • First New Mexico Bank came to life in Deming in 1962, under its charter name, Deming National Bank. The bank was first located on the corner of Silver Avenue and Pine Street in which Marie's Italian Grill now resides. In November of 1973, the bank moved into a new building at our present location on 300 South Gold Avenue.
  • Double H Loans by Southwest Funding LP
  • 13741 E Rice Pl, Aurora, CO, 80015
  • At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Fiado Loans LLC
  • 21699 E Quincy Ave, Unit F-294, Aurora, CO, 80015
  • Fiado Loans LLC Our promise is to provide unparallel service and unbelievable rates. We know consumers have many choices when taking huge financial steps with mortgages loans. We’re grateful to be a part of it and accept the challenge of surpassing your expectation and We offer some of the lowest rates in the industry.
  • Higher Life Financial LLC
  • 20001 East Bellewood Drive, Centennial, CO, 80015
  • Higher Life Financial was created by CEO Eddie Wong .We have worked and learn with some many talented individuals in the mortgage industry for the past 17 years Looking to achieve the Highest level of Home mortgage service and find the right product for our clients and also Higher Life Financial mission is to help families.
  • Benjamin Investment Group Inc
  • 18555 E Smoky Hill Road, Suite 1481, Aurora, CO, 80015
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.