FHA VS Conventional loan programs in 2025 for Granite-Bay, Placer County, California
In 2025, the conventional loan limit in Granite-Bay, located within Placer county, CA, is $675,050, whereas the FHA limit for a single-family home is $675,050.
Leverage the Lendersa® Conventional loan calculator to effectively compare today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents that are essential for qualification. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to select the most suitable program in CA for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Granite-Bay, Placer, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$675,050
3%
USDA
$486,400
0%
FHA
$675,050
3.5%
This table applies to the following zip codes: 95746, 95650
Conventional and FHA Loan Options in Granite-Bay, CA
Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you with no hassle. Choose from one of three pathways to connect with suitable lenders and loan programs.
11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.
EFCU Financial is a Louisiana-based, full-service credit union committed to improving the lives of our members through comprehensive financial solutions delivered with world-class service. Since 1934, EFCU Financial has been passionately living our promise to do what is in the best interest of our members and our community.
5841 S Sherwood Forest Blvd, Baton Rouge, LA, 70816
1st Phase Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the best financing available
11616 Southfork Ave, Suite 100, Baton Rouge, LA, 70816
At Standard Mortgage, we originate and service mortgage loans secured by single \-family properties. Our in-house staff includes mortgage bankers, accountants, attorneys, underwriters and loan servicing specialists. Our real estate experience, combined with our various capital sources
4021 WE Heck Court, Building M2, Baton Rouge, LA, 70816
Highcrest Home Lending we understand that buying a home can be an intimidating process. Our representatives are your guides into the home buying world. We do not judge we help you discover what mortgage will work best for you & your lifestyle.
We pledge to provide top-notch customer service & the most competitive loan products to our clients"
Reliant Mortgage, we want to create enduring relationships with our clients! This way you can feel assured that you have found your one-stop shop mortgage company for many years to come. The Reliant Mortgage team is here to assist you in your home buying needs, whether big or small. We help anyone
10922 Coursey Blvd, Suite B, Baton Rouge, LA, 70816
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process.
Terre Haute Savings Bank operates as a full-service bank. The bank offers saving accounts, loans, mortgage, and wealth management facilities. Terre Haute Savings Bank serves customers in the State of Indiana. Count on The Hometown Savings Bank to provide practical, expert advice to help you navigate the complex and often emotional decisions.
