FHA VS Conventional loan in Granite-Bay, Placer County, California
In 2025, Convetional loan limit in Granite-Bay, county of Placer, CA is $675,050 while FHA limit is $675,050 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2025 loan limits and downpayment requirments in Granite-Bay, county of Placer, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$675,050
3%
USDA
$486,400
0%
FHA
$675,050
3.5%
The comparison table applies to zip codes: 95746, 95650
Conventional and FHA loan options in Granite-Bay, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
"Zeitro is digitizing the mortgage industry with AI technology, connecting borrowers, lenders and other stakeholders within a virtual ecosystem.
Our data driven process searches through all available options to find the most competitive rates. Now everyone is just a few clicks away from their perfect match."
Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.
950 John Daly Blvd, Suite 200, Daly City, CA, 94015
"Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
950 John Daly Blvd. Suite 200, Daly City, CA, 94015
Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
510 Veterans Blvd, Suite B, Redwood City, CA, 94063
"My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs.
Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.
611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.
