which one is better? Conventional or FHA Ford-City, CA

In 2025, Convetional loan limit in Ford-City, county of Kern, CA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Conventional and FHA loan options in Ford-City, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(209) 524-6000 194 miles Lender's profile and map Reviews California Mortgage Associates 1217 Standiford Ave., Modesto, CA, 95350 We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
(800) 936-3220 194 miles Lender's profile and map Reviews IMS Lending 3421 Tully Rd Ste A, Modesto, CA, 95350 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
209.518.9527 194 miles Lender's profile and map Reviews SJMorgan 1110 Tully Road, Suite B, Modesto, CA, 95350 SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
(831) 291-9700 195 miles Lender's profile and map Reviews Affordable Home Finance 5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066 Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.
(858) 436-0415 195 miles Lender's profile and map Reviews Pacific Sun Mortgage Company, Inc. 990 Highland Drive, Suite 204-A, Solana Beach, CA, 92075 Pacific Sun Mortgage, Inc. is a Del Mar Mortgage Company and San Diego Mortgage Company offering some of the best Mortgage and Refinance Rates. We specialize in Home Loans and Mortgage Refinancing in California. If you are looking to Refinance, we offer the lowest Refinance Rates.
(619) 981-4854 195 miles Lender's profile and map Reviews Coastal Pacific Mortgage Corporation 251 La Barranca Drive, Solana Beach, CA, 92075 Hughie Thomas President & Founder of Coastal Pacific Mortgage Corporation in 1980 Providing All Types of Residential Financing. As a Mortgage Broker Hughie is not limited to just one lender. He have been able to establish relationships with many different lenders allowing me to shop for the best rates and terms for you.
(619) 813-7907 195 miles Lender's profile and map Reviews Premium Funding Group PO Box 914, Solana Beach, CA, 92075 Premium Funding Group is built on over 25 years of combined experience in mortgage lending. Its founders and lead loan officers, Sean Pope and Zachary Taylor, along with their experienced staff, work with you personally to find the program that best fits your situation. In this environment of tighter guidelines and paperwork.
(877)353-1099 195 miles Lender's profile and map Reviews Triumph Capital Partners 155 S. Hiway 101 Suite 7, Solana Beach, CA, 92075 The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.
858 299 7379 195 miles Lender's profile and map Reviews Seattle Funding Group 512 Via de la Valle Suite 200, Solana Beach, CA, 92075 The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.
(888) 611-0998 196 miles Lender's profile and map Reviews Groves Capital INC 4025 Stonebridge Lane Rancho, Rancho Santa Fe, CA, 92091 Groves Capital, Inc., is a hybrid mortgage broker and banker based out of San Diego, California, founded in 2016 by Christoffer & Aleyna Groves. Aleyna, having well over a decade of experience in the mortgage business, formed Groves Capital with her husband Christoffer, a successful Realtor with experience dating back to the early 2000s.