FHA VS Conventional loan in Ford-City, Kern County, California

In 2024, Convetional loan limit in Ford-City, county of Kern, CA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Ford-City, county of Kern, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $291,100 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 93268

Conventional and FHA loan options in Ford-City, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Del Sur Mortgage
  • 1001 2nd St, Suite 295, Napa, CA, 94559
  • Del Sur Mortgage is committed to providing our clients with the highest quality home loans in California. Whether you are a first time home buyer, purchasing your dream home or refinancing an outstanding loan, our highly experienced team of mortgage lenders can help make your dreams come true.
  • Custom Lending Group
  • 1700 Soscol Avenue, Suite 22, Napa, CA, 94559
  • "We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers. This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."
  • UNIFIED HOME LOANS
  • 2270 DOUGLAS BLVD STE 215, ROSEVILLE, CA, 95661
  • With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
  • WTR LOAN FUND
  • 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
  • WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
  • Delta Lending Group
  • 2436 Professional Drive, Suite 100, Roseville, CA, 95661
  • Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout Northern California. People have come to know us as the top servicer of refinancing
  • Keith Collins Team - Movement Mortgage
  • 3741 Douglas Blvd, Suite 210, Roseville, CA, 95661
  • Based in Roseville, CA Focusing Lincoln, Roseville and Rocklin We are a local mortgage broker and mortgage banker. More than Mortgage. What Does that Mean? It's all about relationships. The ones we create and continue to cultivate. It's not just about this house, this purchase, this refinance.
  • Better Rate Mortgage, Inc.
  • 2250 Douglas Boulevard, Suite 135, Roseville, CA, 95661
  • We put our customer at the center of everything we do. Our mission: Creating the best mortgage experience with unmatched service and expert advice to help find the perfect mortgage with complete transparency. We’re make getting a mortgage easier than ever before with technology to make things simpler, giving users all the support, security.
  • Lend Quick Mortgage
  • 729 Sunrise Avenue, Suite 600, Roseville, CA, 95661
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Unified Home Loans
  • 1768 Grey Owl Circle, Roseville, CA, 95661
  • Unified Home Loans is the premier mortgage broker servicing the Greater Sacramento area and throughout California. We foster close relationships with real estate agents, home buyers, and sellers while providing exceptional service and our unmatched expertise on home financing solutions.
  • United Wholesale Lending
  • 1677 Eureka Rd, Suite 201, Roseville, CA, 95661
  • "UWL’s success is based on a simple but effective principle: attract great people, to a great workplace, and give them the tools they need to do great work. ​We’re a winning team dedicated to making dreams come true for our team members, our referral partners, and the homeowners we all serve."