Explore the differences! FHA VS Conventional loan programs in Taft, Kern County, California

In 2026, the Conventional loan limit in Taft, part of Kern county, CA is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional vs. FHA vs. USDA loans. Discover the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA, aiding your decision on the best program in CA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Taft, Kern, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,100 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 93252, 93268

Conventional and FHA Loan Options in Taft, CA

The goal of Lendersa® is to secure the most advantageous loan, whether it's Conventional, USDA, or FHA, quickly and with ease. Choose one of the three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request matching results


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    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • The University National Bank
  • 1400 Kasold Dr, Lawrence, KS, 66049
  • We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.

  • First Assured Mortgage
  • 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
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    First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.

  • Prime bank
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  • National Bank & Trust
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    National Bank & Trust is a full-service Bank with friendly people who take the time to listen

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  • Mid America Bank
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