FHA VS Conventional loan programs in 2025 for Fremont, Alameda County, California

In 2025, Convetional loan limit in Fremont, county of Alameda, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Fremont, county of Alameda, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 94536, 94538, 94539, 94555, 94537

Conventional and FHA loan options in Fremont, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • PIF Lending
  • 4155 S Buffalo Dr, Suite 101, Las Vegas, NV, 89147
  • Here at PIF Lending, we believe that home buyers should receive the absolute best rate possible while paying no unnecessary lending fees. We feel as it says in our name that we should pay forward a truly exceptional value to our community. PIF Lending stands for "Pay It Forward Lending." The main way he "pays it forward"
  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • Empire Mortgage
  • 6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
  • At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Modern Finance LLC
  • 6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
  • Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity
  • iNV Home Loans
  • 9205 W. Russell Rd, Suite 240, Las Vegas, NV, 89148
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Box
  • 9435 West Russell Road, Suite 110, Las Vegas, NV, 89148
  • We are a Nevada-based mortgage company passionate about funding your dreams.We've spent more than a decade serving Nevada homeowners and real estate professionals. We work every day to wow our clients by creating the ultimate homebuying experience. Because we are a mortgage broker, we are able to shop multiple lenders.
  • Blackmon Home Loans
  • 8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
  • Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.
  • Prosperity Lending
  • 8345 W. Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • We have been committed to serving the needs of our borrowers for over 30 years. We are a full-service lender offering quick pre-approvals, in-house underwriting and on-time closings at competitive interest rates. While most lenders have limited flexibility in qualifying home buyers.
  • Aundrea Beach-Greco - Las Vegas Mortgage Lender
  • 8337 West Sunset Road, Suite 300, Las Vegas, NV, 89113
  • Our team constantly strives for self improvement and incorporate this knowledge and education to help our clients have a better experience. I have been lending since 1997 so I already know what the underwriter is looking for and can prepare you for that process. That means simplicity for you, and an advocate to show you how to navigate the waters
  • Lone Mortgage
  • 5275 S Durango Dr, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lone Mortgage
  • 5275 S. Durango Dr, Las Vegas, NV, 89113
  • "Lone Mortgage has been open since 2006 Offering the industry's deepest menu of loan programs, allowing us to close loans when other lenders have said no. We are dedicated to providing superior service combined with innovative loan programs to ensure the greatest value for our customer... creating a ""Client for Life."""