For 2026, the Conventional loan limit in Fremont residing in the county of Alameda, CA, is determined at $1,089,300. Conversely, the FHA loan limit amounts to $1,089,300 for a single-family dwelling.
With the Lendersa® Conventional loan calculator, you can make comparisons of today's top rates for Conventional versus FHA and USDA. It provides insights into the income, credit, reserves, and documentation needed for qualifying. Using our detailed mortgage calculator, you can simultaneously view Conforming Conventional loans along with USDA, FHA, and VA options, assisting in selecting the ideal program for your financial needs in CA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparative table is applicable to the following zip codes: 94536, 94538, 94539, 94555, 94537
The objective of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you quickly and with minimal effort. Begin by choosing one of three routes to find matched lenders and loan programs tailored to your needs.
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