FHA VS Conventional loan programs in 2025 for Sunnyvale, Santa Clara County, California

For 2025, the Conventional loan limit in Sunnyvale, found in the county of Santa Clara, CA, is $805,000, whereas the FHA limit for a single-family home is $805,000.

Leverage Lendersa® Conventional loan calculator to assess today's rates for Conventional, FHA, and USDA loans, and figure out the necessary income, credit, reserves, and documents for qualification. Our advanced tool allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program suits your unique financial condition in CA.

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Loan limits and down payment requirements for 2025 in Sunnyvale, County of Santa Clara, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $626,500 0%
FHA $805,000 3.5%

This comparison table relates to zip codes: 95002, 94089, 94085, 94086, 94087, 94088

Options for Conventional and FHA loans in Sunnyvale, CA

The aim of Lendersa® is to deliver the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points leading to suitable lender and loan program matches.

Lendersa USDA loan request and matching outcomes


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