FHA VS Conventional loan programs in Union-City, Alameda County, California
For 2026, the limit for a Conventional loan in Union-City, within Alameda county of CA, is $970,800. Meanwhile, the FHA loan ceiling is $970,800 for a single-family home.
Leverage the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. It aids in determining the necessary income, credit, reserves, and documents required for loan qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in the selection of the best program for your specific financial situation in CA.
2026 Loan Limits & Down Payment Requirements in Union-City, County of Alameda, CA
Type of Loan
Maximum Limit
Minimum Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This comparison data is relevant for the following zip codes: 94587
Diving into Conventional and FHA Loan Options in Union-City, CA
The mission of Lendersa® is to facilitate access to the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Commence with one of the three initial steps designed to align you with appropriate lenders and their respective loan offerings.
29300 Kohoutek Way, Suite 110, Union City, CA, 94587
Lends in California
We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.
Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.
3982 Horner Street, Suite C, Union City, CA, 94587
Lends in California
MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
Optimal Loans strives to stay market competitive by offering expert knowledge and deep banking connections. We will fight hard to get you the best deal out there. We earn customer trust, not just on one loan --but stay in your corner as you buy homes, buy or grow a business or invest commercially.
I serve Northern California, from Sacramento down to the Bay Area to the Central Valley. I work with my clients in their real estate investment starting with buying or selling (residential and commercial), marketing our office listings through various strategies/media tools, financial mortgages and much more.
Whether you are looking for houses for sale or to sell a house, the most important thing is that you work with a real estate agent that you can trust. As your loyal real estate agent, I take it upon myself to provide you with the guidance and assistance that you deserve throughout the entire real estate process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.
Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
21573 Foothill Blvd, Suite 211, Hayward, CA, 94541
Lends in California
Our company specializes in the full spectrum of financial services. We pride ourselves in finding solutions to help clients navigate financial issues and plan for financial goals. We work with real estate purchases, listings, and property management. We also originate mortgages and other types of real estate financing.
