For 2026, the limit for a Conventional loan in Union-City, within Alameda county of CA, is $970,800. Meanwhile, the FHA loan ceiling is $970,800 for a single-family home.
Leverage the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. It aids in determining the necessary income, credit, reserves, and documents required for loan qualification. Using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in the selection of the best program for your specific financial situation in CA.
Evaluate loan proposals from a wide array of 100 lenders
| Type of Loan | Maximum Limit | Minimum Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $657,900 | 0% | |
| FHA | $970,800 | 3.5% |
This comparison data is relevant for the following zip codes: 94587
The mission of Lendersa® is to facilitate access to the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Commence with one of the three initial steps designed to align you with appropriate lenders and their respective loan offerings.
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