FHA VS Conventional loan programs in Westminster, Orange County, California

In 2025, the conventional loan limit for a single-family home in Westminster, located in the county of Orange, CA, is $1,089,300, whereas the FHA loan limit is $1,089,300.

Leveraging the Lendersa® Conventional loan calculator is a great way to evaluate current best rates of Conventional, FHA, and USDA loans. It also helps assess the income, credit, reserves, and documents needed for qualification. Our comprehensive mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in determining which program in CA aligns best with your financial circumstances.

Examine offers from 100 lenders

Loan limits and down payment information for 2025 in Westminster, County of Orange, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This loan comparison table applies to the following zip codes: 92683, 92684, 92685

Unpacking Conventional and FHA loan options in Westminster, CA

The mission of Lendersa® is to facilitate finding the most appropriate Conventional, USDA, or FHA loan swiftly and hassle-free. You can begin by selecting one of the three pathways to match with lenders and discover loan programs that fit your needs.

Lendersa USDA loan request and matching results


  • Polo Financial Group Inc
  • 1224 Prospect, Suite 150, La Jolla, CA, 92037
  • Mortgage Services all California. Real Estate services Southern California. Multiple discounts for using both. Conventional, jumbo, VA, FHA and Multi family, most with No out of pocket cost. 30% Real Estate commission refund for allowing us to represent you and no lender and appraisal fees on your loan side. Serving Californians since 1989.
  • Elite Commercial, Inc
  • 4225 Executive Square, Suite 600-C34, La Jolla, CA, 92037
  • Elite Commercial, Inc. is a New Age commercial real estate (CRE) company bridging the gap between traditional brokerage services and innovative technologies. We offer Brokerage Services, CRE and Business Financing, Fintech, Private Lending, and Portfolio Asset Management. Our company embraces change in an evolving commercial real estate
  • Americas Finest City Lending
  • 888 Prospect Street, Suite 200, La Jolla, CA, 92037
  • AFC Lending is your personalized, full service lending team, dedicated to providing you with your very best options for all real estate loans. Our highly trained team of loan officers and loan processors pride themselves on fully supporting and representing each client in analyzing and choosing the right loan, for the right project.
  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
  • Integrity Mortgage Group
  • 9683 Tierra Grande, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group team is committed to providing clients with the highest quality financial services combined with great rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Hyde Funding
  • 8996 Miramar Rd, Suite 250, San Diego, CA, 92126
  • Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender. Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
  • Morgan Home Loan Funding Corp
  • 8996 Miramar Road, Suite 230, San Diego, CA, 92126
  • Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,
  • H2 Mortgage, Inc.
  • 7940 Silverton Ave, Suite 101A, San Diego, CA, 92126
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loan Warehouse
  • 183 Montgomery Avenue, 2nd Floor, Oxnard, CA, 93036
  • Loan Warehouse was created out of the need for our local community of borrowers to have access to wholesale lenders with wholesale interest rates. We shop multiple lenders with one credit pull. You will have access to these lenders through our brokerage, Loan Warehouse, with multiple loan options. You deserve more than one rate & quote & option.
  • SC Lending Group
  • 300 East Esplanade Drive, 9th Floor, Oxnard, CA, 93036
  • Nuris Dante is your premier mortgage expert located in Oxnard, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Oxnard area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding.