Explore the differences! FHA VS Conventional loan programs in Midway-City, Orange County, California

For the year 2025, the Conventional loan limit in Midway-City, Orange county, CA, is $970,800. Conversely, the FHA limit for a single-family home is $970,800.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents for qualification. Our mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the ideal program for your financial situation in CA.

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2025 Loan Limits and Down Payment Requirements for Midway-City, Orange County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table applies to the zip codes: 92655

Conventional and FHA Loan Options Available in Midway-City, CA

The mission of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that align you with corresponding lenders and loan programs.

Lendersa USDA loan request and matching results


  • MTC Federal Credit Union
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  • Upstate Mortgage
  • 8 McKenna Commons Court, Greenville, SC, 29615
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  • Hanover Mortgage
  • 2502-A Wade Hampton Blvd, Greenville, SC, 29615
  • In May 1998, when Colin Philbrick realized the need for a mortgage company that put clients first, Hanover Mortgage Company was founded. Although the shape and size of the company have changed over the past 20 years, the focus has remained on the people who walk through the door looking for advice, for answers, and for loans.
  • Palmetto State Home Mortgage
  • 538 Old Howell Rd, Suite 101 & 102, Greenville, SC, 29615
  • Welcome to Palmetto State Home Mortgage. We’re a Mortgage company, backed by a Marine Corps Veteran founder, Shawn Ezell. The complete team at Palmetto State Home Mortgage has over 80 combined years of experience in the mortgage business. From Underwriting, funding, originating, bank loans, and now as mortgage brokers; we have done it all
  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
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  • Classic Home Mortgage
  • 330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
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  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
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  • 766 Ashdale Way, Greer, SC, 29651
  • The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Citizens National Bank of McConnelsville
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  • Veritas Financial Group LLC
  • 1060 Ledge Road, Medina, OH, 44256
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  • COMMONWEALTH DIVERSIFIED LENDING
  • 5000 Gateway Drive, Medina, OH, 44256
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