FHA VS Conventional loan programs in 2025 for Gilroy, Santa Clara County, California
In 2025, Convetional loan limit in Gilroy, county of Santa Clara, CA is $805,000 while FHA limit is $805,000 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2025 loan limits and downpayment requirments in Gilroy, county of Santa Clara, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
The comparison table applies to zip codes: 95020
Conventional and FHA loan options in Gilroy, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
"The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA.
"
26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
Welcome to ETHOS Lending: Mortgages Made For You
ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow
27271 Las Ramblas, Suite 150, Mission Viejo, CA, 92691
The Ocean Lending Team is your premier mortgage team located in Mission Viejo, California. We pride ourselves on offering some of the lowest rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a home mortgage in the Mission Viejo area.
23120 Alicia Pkwy, Suite 100, Mission Viejo, CA, 92692
Expertise, commitment to customers, & competitive rates. Those are the values that define what we do.We customize the mortgage experience for each client and are there to answer any questions along the way. When you choose to work with us, we promise you and also Specializing in Mortgage Loans in the Las Vegas, Los Angeles and Orange Country area.
28570 Marguerite Pkwy, Suite 208, Mission Viejo, CA, 92692
We pride ourselves on exceeding our customer's expectations in finding the best loan product for them, A tailored home loan that's right for you. Everyone is unique: Loans are not cookie cutter products, a large amount of guidance for simple or more complex financing packages require skill, we realize you are unique
Integrated Lending Group our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of refinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over.
25380 Marguerite Parkway, Suite G, Mission Viejo, CA, 92692
Benchmark Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
At Home Mortgage, Inc. We are a full-service mortgage company based in Mission Viejo, CA. We specialize in Jumbo home mortgages, home refinance, and home purchase loans in Mission Viejo. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code of 92692, we can help you realize your dream
23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.
