FHA VS Conventional loan programs in Grass-Valley, Nevada County, California

In 2026, the conventional loan limit for Grass-Valley, situated in Nevada county, CA, is $647,200. Meanwhile, the FHA limit for a single-family home is $609,500.

Use the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA fits your financial needs best.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Grass-Valley, Nevada, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $466,500 0%
FHA $609,500 3.5%

This table applies to the following zip codes: 95945

Available Conventional and FHA Loan Options in Grass-Valley, CA

The goal of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three options that lead you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following:
    10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"

  • Crestline Insurance Services LLC
  • 3170 E Sunset Rd Suite# B, Las Vegas, NV, 89120

  • Crestline Insurance Services LLC offers commercial general liability insurance Las Vegas, which is designed to decrease financial risks for your business. Economic troubles can arise from litigation and lawsuits against your business for a selection of possible hazards. Commercial basic liability insurance, or CGL, pays for damages and claims pri

  • Boost Lending LLC
  • 6230 Mcleod Dr, Suite 100-A, Las Vegas, NV, 89120
  • Boost lending was born from a need to fill a gap in the lending market. We are committed to providing customized solutions for our investment clients. We realize investors need more convenience, speed, and agility to fund their investments. We are focused on providing reliable capital to Residential Investors, Mortgage Brokers and Private Lenders.

  • Citizens Choice Mortgage
  • 6290 Mcleod Drive, Suite 100, Las Vegas, NV, 89120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..

  • Right Choice Lending Corp
  • 3960 E. Patrick Lane, Suite 201, Las Vegas, NV, 89120
  • "We have over 20 years experience and our goal is to make the home buying experience a pleasurable one. We specialize in FHA,VA, Conventional and Commercial Lending.
    We love 1st time homebuyers!
    Call us for more information on low down payment options. The Right Choice in Mortgage!
    Come meet our friendly staff here to help you with all"

  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors.

    Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.