FHA VS Conventional loan in Grass-Valley, Nevada County, California

In 2026, the conventional loan limit for Grass-Valley, situated in Nevada county, CA, is $647,200. Meanwhile, the FHA limit for a single-family home is $609,500.

Use the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA fits your financial needs best.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Grass-Valley, Nevada, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $466,500 0%
FHA $609,500 3.5%

This table applies to the following zip codes: 95945

Available Conventional and FHA Loan Options in Grass-Valley, CA

The goal of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three options that lead you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Omni Lending LLC
  • 2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
  • Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC
    My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada.
    My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."

  • Realty Capital Investments LLC
  • 1000 Sir James Bridge Way, Las Vegas, NV, 89145
  • Experience the difference with Realty Capital Investments LLC, where speedy, flexible financing becomes reality. Our streamlined process ensures simplicity and promptness, often delivering funding within weeks. With years of industry expertise, Steve Dorian prioritizes your needs, making rapid lending decisions to support your real estate ventures.

  • Red Rock Mortgage
  • 810 S Durango Dr, Suite 105, Las Vegas, NV, 89145
  • The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Mortgage Loan Services Inc
  • 20501 Ventura Boulevard, Suite 311, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Royal REP Mortgage
  • 23293 Ventura Blvd, Woodland Hills, CA, 91364
  • Our goal is to share with you invaluable information about buying and selling homes in Southern California. In addition to being able to search the Multiple Listing Services for the latest single family homes, townhouse and condo listings, you can set up an email Listing Alert system that will keep you up to date

  • Referral Lending Inc
  • 22543 Ventura Boulevard, Suite 212, Woodland Hills, CA, 91364
  • Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.

  • Lotus Mortgage & Realty Inc.
  • 23241 Ventura Boulevard, Suite 217, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to deliver superior loan and real estate service to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.