FHA VS Conventional loan programs in 2025 for Nevada-City, Nevada County, California

In 2025, Convetional loan limit in Nevada-City, county of Nevada, CA is $647,200 while FHA limit is $609,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Nevada-City, county of Nevada, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $466,500 0%
FHA $609,500 3.5%

The comparison table applies to zip codes: 95959

Conventional and FHA loan options in Nevada-City, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sixth Avenue Baptist Federal Credit Union
  • 1101 Martin Luther King Jr Drive, SW, Birmingham, AL, 35211
  • Sixth Avenue Baptist FCU is an independent financial cooperative owned by its members. Sixth Avenue Baptist FCU was chartered in 1963 to help meet the financial needs of the members of Sixth Avenue Baptist Church and their immediate family members. Our main objective is serving our member-owners.
  • ECO Credit Union
  • 105 Frankfurt Cir, Birmingham, AL, 35211
  • eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
  • TLC Community Credit Union
  • 3030 S Adrian Highway, Adrian, MI, 49221
  • TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
  • Cincinnati Federal
  • 6581 Harrison Ave, Cincinnati, OH, 45247
  • "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you. We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
  • Option Financial, LLC
  • 6551 Harrison Ave, Cincinnati, OH, 45247
  • Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We pride ourselves in offering the highest level of customer service.
  • Family Home Finance, LLC
  • 5752 Cheviot Rd, Cincinnati, OH, 45247
  • Family Home Finance is committed to offering only the highest quality professional service to our clients, realtors and associates. Over the years we have built a reputation of offering honest, ethical and thorough service to our clients. Our customers are always treated with respect, courtesy and professionalism throughout the loan process.
  • APCO Employees Credit Union
  • 750 17th Street North, Birmingham, AL, 35203
  • APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.