FHA VS Conventional loan in Orcutt, Santa Barbara County, California
In 2025, the cap for a Conventional loan in Orcutt, within the county of Santa Barbara, CA, is set at $805,000. Meanwhile, the FHA limit for a single-family home is $805,000.
Utilize the Lendersa® Conventional loan calculator to compare the top Conventional, FHA, and USDA rates available today. This tool helps assess necessary income, credit standing, reserves, and paperwork for qualification. The advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA options side-by-side to assist in choosing the ideal program for your specific financial needs in CA.
2025 Loan Limits and Down Payment Requirements in Orcutt, Santa Barbara, CA
Loan Type
Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This table applies to the following zip codes: 93455, 93457
Conventional and FHA Loan Options in Orcutt, CA
The aim of Lendersa® is to promptly secure the best possible loan, whether it's Conventional, USDA, or FHA, without hassle. Choose from three pathways that link you with matching lenders and suitable loan programs.
US Financial is located in Reno, Nevada & has built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, home builders and helping individuals and families achieve the dream of home ownership throughout Nevada. We understand you have a choice and we want to be your first choice every time.
Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-warehouses, medical buildings, strip centers.
Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.
Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!
"We know that each Nevada mortgage customer has specific needs,
so we strive to meet those needs with a wide array of mortgage products for Nevada homeowners and home buyers. The Wholesale Mortgage Services team and lenders takes pride in our outstanding customer service and individual attention.
Alpen Mortgage has been in business for over a decade in Northern Nevada. Our experienced team of Investment professionals will work with you to get your hard earned funds placed ONLY into the deals you are most comfortable with. Our net return to investors range from 8% to 12% and yields are payed out monthly.
Monarch Mortgage rates are at an all time low, so if you are considering buying a new home, or refinancing - now is the time and Your more than just a number at Monarch Mortgage - get the personal attention you deserve and also Mortgage Products FHA, VA, CONVENTIONAL, JUMBO and USDA
"Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.
Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
