FHA VS Conventional loan in Hillsborough, San Mateo County, California

In 2025, Convetional loan limit in Hillsborough, county of San Mateo, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hillsborough, county of San Mateo, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 94010

Conventional and FHA loan options in Hillsborough, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Summit Center
  • 300 North Main Street, Moorefield, WV, 26836
  • Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
  • Elite Lending
  • 71 Baldwin Ave, Suite B7, Paia, HI, 96779
  • "Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started. and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"
  • Palmetto State Bank
  • 601 First Street W, Hampton, SC, 29924
  • Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties. Our Board of Directors credit our exceptional growth to the fact
  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
  • Internal Revenue Employees Federal Credit Union
  • 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
  • Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
  • Mortgages by Jill
  • 308E Pomona Drive, Greensboro, NC, 27407
  • Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
  • Five Star Bank
  • 220 Liberty Street, Warsaw, NY, 14569
  • We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
  • Acclaim Federal Credit Union
  • 1823 Banking Street, Greensboro, NC, 27408
  • Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
  • Chessie Federal Credit Union
  • 15 Commerce Drive, Cumberland, MD, 21502
  • The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner. The credit union idea was brought to Cumberland, Maryland when nine area men deposited a total of $65.00 to form the Cumberland B&O Employees Federal Credit Union.
  • ACT 1st Federal Credit Union
  • 14316 National Highway SW, LaVale, MD, 21502
  • ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.