FHA VS Conventional loan programs in Foster-City, San Mateo County, California

In 2026, the Conventional loan limit for Foster-City, within San Mateo county in CA, is $970,800, while the limit for FHA loans on single-family homes is at $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today's leading Conventional, FHA, and USDA loan rates. Determine what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator provides side-by-side displays of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best program for your financial needs in CA.

Explore loan offers from 100 diverse lenders

2026 Loan Limits and Down Payment Requirements in Foster-City, County of San Mateo, CA

Loan Category Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to the following zip codes: 94404

Exploring Conventional and FHA Loan Options in Foster-City, CA

Lendersa® aims to swiftly and conveniently offer you the best possible Conventional, USDA, or FHA loans. You can start from one of three pathways to find lenders and loan programs that best match your needs.

Results for Lendersa USDA loan requests


  • Ennkar Inc.
  • 1036 West Taft Avenue, Suite 200, Orange, CA, 92865
  • Ennkar Inc Our team is dedicated to providing a high-level of service as we understand how important a home loan is to every household. We have mastered our start-to-finish process and we are actively searching for new ways to make it even better. Our mission is to help each and every household find and acquire the loan that is right.

  • Arama Real Estate Services
  • 7426 Cherry Avenue, Suite 210, Fontana, CA, 92336
  • Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.

  • VirtuaLending
  • 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.

  • Golden Coast Mortgage
  • 1119 South Milliken Avenue, Ontario, CA, 91761
  • Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed
    by the Department of Business Oversight under the California Residential
    Mortgage Lending Act.

    The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.

  • Capital United
  • 3200 East Guasti Road, Suite 100, Ontario, CA, 91761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Firm Foundation Finances Inc
  • 4345 East Lowell Street, Suite N, Ontario, CA, 91761
  • The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.

  • Apple Financial Network
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
  • BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.

  • Blisss Life Enterprises
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
  • "The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience.
    Blisss Life, a wealth building brand dedicating to educating African American millennials learn to respect money so that they can live a financially free, blisssful life."

  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761
  • The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.

  • Golden Empire Mortgage
  • 3281 Guasti Rd, Ontario, CA, 91761
  • Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders