FHA VS Conventional loan in Foster-City, San Mateo County, California

In 2026, the Conventional loan limit for Foster-City, within San Mateo county in CA, is $970,800, while the limit for FHA loans on single-family homes is at $970,800.

Utilize the Lendersa® Conventional loan calculator to compare today's leading Conventional, FHA, and USDA loan rates. Determine what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator provides side-by-side displays of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best program for your financial needs in CA.

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2026 Loan Limits and Down Payment Requirements in Foster-City, County of San Mateo, CA

Loan Category Limit Minimum Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table pertains to the following zip codes: 94404

Exploring Conventional and FHA Loan Options in Foster-City, CA

Lendersa® aims to swiftly and conveniently offer you the best possible Conventional, USDA, or FHA loans. You can start from one of three pathways to find lenders and loan programs that best match your needs.

Results for Lendersa USDA loan requests


  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans

  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs

  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.

  • Michael An King
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our Mission is to serve our clients with honesty, integrity & competence.Our Goal is to provide home loans with the best rate & lowest closing cost possible.Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We've been helping clients afford the home of their dreams for many years & we love what we do!

  • Signature Fine Estates
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CalCap Financial
  • 65 N. Catalina Ave., Pasadena, CA, 91106
  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.

  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.

  • Paradise Private Money
  • 610 S. Main Street #PH212, Los Angeles, CA, 90014
  • Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.

  • Priority One Credit Union
  • 1631 Huntington Dr, South Pasadena, CA, 91030
  • Our mission To help our member-owners and employees achieve financial fitness. We are committed to providing quality products and services that help you win with money We are proud to say that your Credit Union is financially strong and has a great future.We wonder if the first 17 members ever envisioned that we would grow to become a $207 million.

  • Huntington Group
  • 305 Pasadena Avenue South, South Pasadena, CA, 91030
  • Huntington Group is A Full Service Real Estate and Mortgage Company. Huntington Group seeks to assist potential clients with prequalification, Real Estate and mortgage services. In addition, Huntington Group can assist potential clients with Bridge or Hard Money Financing. Huntington Group serves all of Southern California.